Salary Needed to Live in Worcester as a Single
A single adult living independently needs approximately $22,955/year to live comfortably in Worcester, MA — including 10% savings.
Comfortable Salary
$22,955
with 10% savings
Bare Minimum
$19,767
no savings buffer
Monthly Expenses
$1,186
8% above national avg
Detailed Monthly Budget for a Single in Worcester
| Expense | Worcester | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $141 | $113 | +25% |
| 🛒 Groceries | $27 | $17 | +59% |
| ⚡ Utilities | $13 | $14 | -7% |
| 🚗 Transportation | $26 | $26 | 0% |
| 🛡️ Car Insurance | $190 | $229 | -17% |
| 🏥 Health Insurance | $67 | $58 | +16% |
| Internet | $73 | $65 | +12% |
| Phone | $95 | $85 | +12% |
| Dining & Social | $336 | $300 | +12% |
| Entertainment | $134 | $120 | +12% |
| Personal Care | $84 | $75 | +12% |
| Total Monthly | $1,186 | $1,102 | +8% |
How We Calculated the Salary
Monthly expenses:$1,186
Target savings (10%):$153/mo
Monthly after-tax needed:$1,339
Effective tax rate:28%
Gross annual salary needed:$22,955
Other Household Types in Worcester
Related Pages
FAQ
What salary does a single person need in Worcester?
A single person needs approximately $22,955/year ($1,913/month gross) to live comfortably in Worcester with a 10% savings rate.
How much is rent for a single person in Worcester?
A studio/1br in Worcester costs approximately $141/month, which is the largest single expense at 12% of the total budget.
Is Worcester affordable for a single person?
Worcester is roughly average for single person costs, requiring a salary close to the national median.