Cheapest Cities to Start a Daycare in 2026

Startup costs for a daycare vary by up to $114,204 depending on location. Here are the 20 most affordable cities to launch.

💡 Key Finding: Starting a daycare in San Juan costs an estimated $31,961, compared to $146,165 in San Francisco — a savings of $114,204.

20 Cheapest Cities to Open a Daycare

#CityAvg Startup CostLow EndHigh Endvs National
1San Juan, PR$31,961$5,811$58,110-42%
2Laredo, TX$32,458$5,901$59,015-41%
3Decatur, IL$33,116$6,021$60,210-40%
4Rockford, IL$33,457$6,083$60,830-39%
5La Crosse, WI$33,718$6,130$61,305-39%
6Columbia, MO$34,835$6,334$63,335-37%
7Reading, PA$35,349$6,427$64,270-36%
8Erie, PA$35,374$6,432$64,315-36%
9Flint, MI$35,802$6,509$65,095-35%
10Abilene, TX$35,965$6,539$65,390-35%
11Charleston, WV$36,600$6,655$66,545-33%
12Lafayette, LA$36,902$6,709$67,095-33%
13Mobile, AL$37,502$6,818$68,185-32%
14Scranton, PA$37,824$6,877$68,770-31%
15Huntsville, AL$38,223$6,950$69,495-31%
16Rochester, NY$38,239$6,953$69,525-30%
17Davenport, IA$38,338$6,970$69,705-30%
18College Station, TX$38,451$6,991$69,910-30%
19Cheyenne, WY$38,638$7,025$70,250-30%
20Lubbock, TX$38,709$7,038$70,380-30%

Most Expensive Cities to Start a Daycare

CityAvg Startup Costvs National
San Francisco, CA$146,165+166%
San Jose, CA$124,757+127%
Sunnyvale, CA$124,292+126%
Telluride, CO$119,873+118%
Honolulu, HI$118,685+116%
Aspen, CO$118,484+115%
Vail, CO$109,271+99%
Oakland, CA$105,793+92%
Irvine, CA$105,325+92%
Martha's Vineyard, MA$104,459+90%

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