Wisconsin · MidwestAffordable CityUpdated May 2026

Cost of Living in Appleton, WI

By Sarah Chen · Reviewed by James Okafor · Updated May 2026

Detailed cost data for 62 topics across 6 categories — from rent and groceries to business startup costs and professional salaries.

Quick Compare — How Appleton stacks up
If you earnin, you'll need
$48,128
in Appleton, WI to match the same purchasing power
That's $51,872 (-52%) vs. New York
Full side-by-side →
Cost Index
90
10% below national average
100 = national baseline
75K
Population
$80K
Median Income
$1,030/mo
Avg Rent (1BR)
$3,449/mo
Living Cost (Single)

Direct Answer

Appleton, WI has a CostOfCity index of 90, which is 10% below the national baseline. Average modeled rent is $1,030/month and the single-adult living cost estimate is $3,449/month.

Cost index
90
Affordable City; 100 is national baseline
Population
75K
Official population benchmark
Median income
$80K
Official household income benchmark
Priority pages
9
Rent, salary, budget, vehicle, retirement, and comparisons
✍️ Reviewed by James Okafor, Editor-in-Chief & Consumer Finance Editor📅 Last verified: May 2026
BLSCensusHUD

How to Use This City Page

Start with rent and monthly budget, then compare salary-needed before making a relocation decision.
Use the cost index as a directional signal; neighborhood rent and commute costs can change the answer materially.
Review cheaper alternatives and nearby city comparisons if Appleton is above your target budget.
Use official/hybrid/model labels and the methodology page to understand where each estimate comes from.

Cost of Living in Appleton: The Full Picture

The cost of living in Appleton isn't a single number — it's a profile. Housing runs below average. Services reflect a labor market where a more relaxed labor market where businesses compete on price as much as reputation. And the climate — severe storms, including tornadoes in some areas, make insurance a more significant budget item than most newcomers expect — adds its own cost layer. This page gives you the full picture, one category at a time.

B+
Overall
A
Housing
B+
Food
B+
Healthcare
B+
Transport
B
Utilities

Appleton Cost Index by Category

Each bar shows how the Appleton cost index for that category compares to the US national baseline of 100.

Cost index vs national average — AppletonCost-of-living index for Appleton versus the US national average (baseline 100). Appleton overall sits at 90.Cost Index vs U.S. AvgNational baseline = 10050100150Appleton OverallAppleton Overall: index 90 (-10 vs national average)90 (-10)HousingHousing: index 86 (-14 vs national average)86 (-14)FoodFood: index 93 (-7 vs national average)93 (-7)HealthcareHealthcare: index 90 (-10 vs national average)90 (-10)TransportTransport: index 91 (-9 vs national average)91 (-9)UtilitiesUtilities: index 95 (-5 vs national average)95 (-5)ServicesServices: index 88 (-12 vs national average)88 (-12)
Each row shows the Appleton cost index for that category vs the national baseline of 100. Bars to the right of the dashed line indicate above-average costs; bars to the left, below-average.
💼 Economy

Appleton has a community where local business owners price for neighbors, not tourists — and it shows in every quote you get

🏠 Housing

The housing market features one of America's more affordable housing markets, where homeownership is within reach for most working families

🌤️ Climate & Lifestyle

Severe storms, including tornadoes in some areas, make insurance a more significant budget item than most newcomers expect.. The lifestyle here is characterized by Lake houses, state fairs, and a quality of life that coastal transplants often describe as 'the secret nobody talks about.'.

💡 The Bottom Line

Appleton is genuinely affordable by American standards. A cost index of 90 translates to real, material savings on housing, services, and daily expenses compared to most metro areas.

💰 Purchasing Power in Appleton

$50K salary
≈ $56K
+$6K real value
$75K salary
≈ $83K
+$8K real value
$100K salary
≈ $111K
+$11K real value
$150K salary
≈ $167K
+$17K real value

Purchasing power adjusted to national average baseline. In Appleton, your dollar buys 11% more than the national average.

🔺 Where Appleton Costs More

🐾 Pet Insurance$60+9%
🛒 Grocery Costs$486+8%
⚖️ Bankruptcy Lawyer$4K+8%
🚚 Start a Food Truck$131K+5%
🚿 Bathroom Remodel$12K+4%

🔽 Where Appleton Costs Less

🪵 Flooring Installation$2K-33%
🚿 Water Heater Replacement$1K-33%
🦷 Dental Insurance$26-32%
🔧 Plumbing Services$217-31%
💪 Start a Gym$198K-28%

💰 Salary Landscape

🔌 Electrician Salary$70,016/yr+12%
🦷 Dentist Salary$184,096/yr+2%
🧮 Accountant Salary$72,323/yr+1%
👮 Police Officer Salary$60,214/yr-5%
📚 Teacher Salary$51,233/yr-7%
🔧 Plumber Salary$53,356/yr-11%
💻 Software Developer Salary$96,690/yr-12%
🏘️ Real Estate Agent Salary$67,251/yr-13%
🏥 Physical Therapist Salary$62,815/yr-26%
👩‍⚕️ Registered Nurse Salary$51,581/yr-31%

vs national average · higher = better

Monthly Living Expenses in Appleton

What it actually costs to live in Appleton each month — from tight budgets to comfortable lifestyles.

LifestyleSingle PersonCoupleFamily of 4
🟡Tight / Frugal$2,000/mo$3,400/mo$4,500/mo
🟢Comfortable$3,150/mo$5,200/mo$6,750/mo
🟣Generous$4,950/mo$8,100/mo$10,800/mo

Estimates include housing, food, transportation, utilities, insurance, and discretionary spending. Based on Appleton's cost index of 90 applied to national spending surveys.

🏘️ Neighborhood Cost Variation

Don't let the metro-wide numbers fool you — Appleton is a city of micro-markets. The most expensive ZIP codes can cost twice as much as the most affordable ones for identical services. Shop around by neighborhood and you'll find genuine pockets of value.

Appleton vs U.S. Average Cost of Living

Category-by-category affordability grades — based on deviation from the national average.

Grades: A+/A = very affordable · B = average · C/D = expensive · For salaries, higher = better

🏠 Home Services in Appleton

What contractors charge for the most common repairs, installations, and remodels

🏠

Roof Replacement

-10%
$5K – $11K
vs nat'l avg: $9K
❄️

HVAC Installation

-10%
$4K – $9K
vs nat'l avg: $7K
🔧

Plumbing Services

-31%
$121 – $312
vs nat'l avg: $313

Electrical Work

-21%
$159 – $397
vs nat'l avg: $350
🍳

Kitchen Remodel

-3%
$15K – $44K
vs nat'l avg: $30K
🚿

Bathroom Remodel

+4%
$6K – $19K
vs nat'l avg: $12K
🎨

House Painting

-25%
$2K – $6K
vs nat'l avg: $5K
🪵

Flooring Installation

-33%
$1K – $3K
vs nat'l avg: $3K
🌿

Landscaping

-16%
$1K – $4K
vs nat'l avg: $3K
🏗️

Fence Installation

-20%
$1K – $4K
vs nat'l avg: $4K
🪟

Window Replacement

-25%
$3K – $9K
vs nat'l avg: $8K
☀️

Solar Panel Installation

-12%
$13K – $31K
vs nat'l avg: $25K
🚿

Water Heater Replacement

-33%
$539 – $2K
vs nat'l avg: $2K
🏡

Deck Building

-7%
$5K – $19K
vs nat'l avg: $13K
🏊

Pool Installation

-19%
$20K – $65K
vs nat'l avg: $53K
🌳

Tree Removal

-8%
$370 – $2K
vs nat'l avg: $1K
🚪

Garage Door Repair

+4%
$156 – $626
vs nat'l avg: $375

💼 Business Startup Costs in Appleton

Full startup cost breakdowns — from lease deposits to working capital

🍽️

Start a Restaurant

-8%
$162K – $692K
vs nat'l avg: $463K

Start a Coffee Shop

-20%
$64K – $239K
vs nat'l avg: $190K
🚚

Start a Food Truck

+5%
$53K – $210K
vs nat'l avg: $125K
💪

Start a Gym

-28%
$36K – $360K
vs nat'l avg: $275K
👶

Start a Daycare

-1%
$10K – $99K
vs nat'l avg: $55K
💇

Start a Hair Salon

+1%
$62K – $504K
vs nat'l avg: $281K
🧺

Start a Laundromat

-28%
$145K – $362K
vs nat'l avg: $350K
🍞

Start a Bakery

+1%
$10K – $203K
vs nat'l avg: $105K
🍺

Start a Bar

-13%
$96K – $742K
vs nat'l avg: $480K
🧹

Start a Cleaning Business

-16%
$2K – $25K
vs nat'l avg: $16K
🏠

Start an Airbnb

-26%
$4K – $37K
vs nat'l avg: $28K
🚛

Start a Trucking Business

-10%
$27K – $224K
vs nat'l avg: $140K

📊 Cost of Living in Appleton

Monthly expenses for housing, food, transportation, and everyday necessities

🛡️ Insurance in Appleton

Annual and monthly premium estimates for major insurance categories

🚘

Car Insurance

-12%
$1K – $3K
vs nat'l avg: $2KDetails →
🏡

Home Insurance

-15%
$853 – $3K
vs nat'l avg: $2KDetails →
🏥

Health Insurance

-14%
$343 – $687
vs nat'l avg: $600Details →
💼

Business Insurance

-16%
$420 – $3K
vs nat'l avg: $2KDetails →
🛡️

Life Insurance

-26%
$15 – $58
vs nat'l avg: $50
🏠

Renters Insurance

-18%
$12 – $33
vs nat'l avg: $28
🐾

Pet Insurance

+9%
$22 – $98
vs nat'l avg: $55
🦷

Dental Insurance

-32%
$10 – $41
vs nat'l avg: $38
🏍️

Motorcycle Insurance

-15%
$171 – $768
vs nat'l avg: $550

💰 Salaries & Jobs in Appleton

Annual compensation by experience level, role, and specialization

💻

Software Developer Salary

-12%
$96,690/yr
vs nat'l avg: $110K/yrDetails →
👩‍⚕️

Registered Nurse Salary

-31%
$51,581/yr
vs nat'l avg: $75K/yrDetails →
📚

Teacher Salary

-7%
$51,233/yr
vs nat'l avg: $55K/yrDetails →
🔌

Electrician Salary

+12%
$70,016/yr
vs nat'l avg: $63K/yr
🔧

Plumber Salary

-11%
$53,356/yr
vs nat'l avg: $60K/yr
🧮

Accountant Salary

+1%
$72,323/yr
vs nat'l avg: $72K/yr
🏥

Physical Therapist Salary

-26%
$62,815/yr
vs nat'l avg: $85K/yr
👮

Police Officer Salary

-5%
$60,214/yr
vs nat'l avg: $64K/yr
🦷

Dentist Salary

+2%
$184,096/yr
vs nat'l avg: $180K/yr
🏘️

Real Estate Agent Salary

-13%
$67,251/yr
vs nat'l avg: $78K/yr

How Much Income Do You Need in Appleton?

✅ Best For

  • Retirees on fixed incomes
  • Anyone building an emergency fund
  • Families prioritizing savings
  • Remote workers keeping coastal salaries

⚠️ Not Ideal For

  • Those seeking dense urban amenities
  • Workers in highly specialized tech roles
💬 Expert Tip

Talk to current residents about hidden costs. The sticker savings are real — just factor in any commute or lifestyle adjustments. Local subreddits and Facebook groups are goldmines for this intel.

How Does Appleton Compare?

Pick a nearby city and see the full cost comparison across all 62 topics.

CostOfCity Value Index

D
Appleton Value Score: 36/100
Below Average
Affordability Ratio
1.91x
Stretched
Savings Potential
28%
of median income
Value Score
24/100
income-adjusted
Growth Risk
56/100
Stable costs

The CostOfCity Value Index combines cost-of-living data with median income, savings potential, and cost growth trends to produce a single score. Higher = better value for your money. Updated quarterly.

📦

Free Relocation Blueprint

Your complete moving budget for Appleton, WI

Monthly Budget
$2,237
Moving Costs
$2,000 – $4,500
Deposits Est.
$2,575
Cost Index
90
Median Income
$80K
Population
75K

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Frequently Asked Questions About Appleton

What is the median household income in Appleton?

The median household income in Appleton is approximately $56,000 per year. Adjusted for local cost of living (index: 90), this goes further than in many US cities.

Is Appleton a good place to start a business?

Appleton's business environment is shaped by WI's regulatory framework and local commercial real estate costs. Below-average operating costs give businesses more runway to reach profitability. Check our business startup cost data for specific figures.

Is Appleton, WI expensive to live in?

Appleton's cost of living index is 90, which is 10% below the national average of 100. Appleton is close to the national average in cost.

Explore Appleton in Depth

🏠 Living Alone
Solo budget breakdown for Appleton
💰 Salary Needed
Minimum salary to live in Appleton
📊 Can I Afford It?
Budget check for Appleton
📋 Monthly Budget
Full monthly breakdown
🗺️ Wisconsin Overview
Compare all cities in Wisconsin

Nearby Cities to Compare

Compare Appleton Costs Nationally

See how Appleton ranks on major household and life expenses against 300+ US cities — cheapest to most expensive.

View all 18 cost categories →

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