Vermont · NortheastAbove-Average CostUpdated May 2026

Cost of Living in Burlington, VT

By Sarah Chen · Reviewed by James Okafor · Updated May 2026

Detailed cost data for 62 topics across 6 categories — from rent and groceries to business startup costs and professional salaries.

Quick Compare — How Burlington stacks up
If you earnin, you'll need
$63,102
in Burlington, VT to match the same purchasing power
That's $36,898 (-37%) vs. New York
Full side-by-side →
Cost Index
118
18% above national average
100 = national baseline
45K
Population
$71K
Median Income
$1,649/mo
Avg Rent (1BR)
$4,539/mo
Living Cost (Single)

Direct Answer

Burlington, VT has a CostOfCity index of 118, which is 18% above the national baseline. Average modeled rent is $1,649/month and the single-adult living cost estimate is $4,539/month.

Cost index
118
Above-Average Cost; 100 is national baseline
Population
45K
Official population benchmark
Median income
$71K
Official household income benchmark
Priority pages
9
Rent, salary, budget, vehicle, retirement, and comparisons
✍️ Reviewed by James Okafor, Editor-in-Chief & Consumer Finance Editor📅 Last verified: May 2026
BLSCensusHUD

How to Use This City Page

Start with rent and monthly budget, then compare salary-needed before making a relocation decision.
Use the cost index as a directional signal; neighborhood rent and commute costs can change the answer materially.
Review cheaper alternatives and nearby city comparisons if Burlington is above your target budget.
Use official/hybrid/model labels and the methodology page to understand where each estimate comes from.

Cost of Living in Burlington: The Full Picture

What does it cost to live in Burlington, VT? The honest answer depends on your lifestyle, but the data gives clear guideposts. With a dense service economy where proximity to major employers keeps demand — and prices — perpetually elevated and a median household income of $48K, this northeastern city offers a specific economic profile. We cover 62 cost categories, each calibrated for Burlington's local conditions.

C
Overall
D
Housing
C
Food
C
Healthcare
C
Transport
C
Utilities

Burlington Cost Index by Category

Each bar shows how the Burlington cost index for that category compares to the US national baseline of 100.

Cost index vs national average — BurlingtonCost-of-living index for Burlington versus the US national average (baseline 100). Burlington overall sits at 118.Cost Index vs U.S. AvgNational baseline = 10050100150Burlington OverallBurlington Overall: index 118 (+18 vs national average)118 (+18)HousingHousing: index 129 (+29 vs national average)129 (+29)FoodFood: index 117 (+17 vs national average)117 (+17)HealthcareHealthcare: index 114 (+14 vs national average)114 (+14)TransportTransport: index 117 (+17 vs national average)117 (+17)UtilitiesUtilities: index 116 (+16 vs national average)116 (+16)ServicesServices: index 119 (+19 vs national average)119 (+19)
Each row shows the Burlington cost index for that category vs the national baseline of 100. Bars to the right of the dashed line indicate above-average costs; bars to the left, below-average.
💼 Economy

Burlington has a dense service economy where proximity to major employers keeps demand — and prices — perpetually elevated

🏠 Housing

The housing market features a housing market that eats 35-45% of median income — well above the recommended 30%

🌤️ Climate & Lifestyle

Coastal storms and heavy snowfall inflate insurance premiums and push emergency service calls through the roof every winter.. The lifestyle here is characterized by Cultural institutions, professional sports, and nightlife that rival any global city — and cost like one too..

💡 The Bottom Line

Above-average but not extreme — that's the financial picture in Burlington. A cost index of 118 means careful budgeting goes a long way, and you'll find pockets of value if you know where to look.

💰 Purchasing Power in Burlington

$50K salary
≈ $42K
-$8K real value
$75K salary
≈ $64K
-$11K real value
$100K salary
≈ $85K
-$15K real value
$150K salary
≈ $127K
-$23K real value

Purchasing power adjusted to national average baseline. In Burlington, your dollar buys 15% less than the national average.

🔺 Where Burlington Costs More

❄️ HVAC Installation$10K+45%
🎨 House Painting$7K+45%
🏠 Roof Replacement$13K+44%
🚿 Bathroom Remodel$17K+44%
🪟 Window Replacement$11K+44%

📊 Closest to National Average

Burlington is above average in most categories. These cost the least above baseline:

🛒 Grocery Costs$443-2%💡 Utility Costs$2500%
⚖️ Workers Comp Lawyer$9K0%
🏥 Health Insurance$605+1%
🧺 Start a Laundromat$356K+2%

💰 Salary Landscape

💻 Software Developer Salary$158,780/yr+44%
🏥 Physical Therapist Salary$118,809/yr+40%
🔧 Plumber Salary$79,662/yr+33%
🦷 Dentist Salary$221,490/yr+23%
🧮 Accountant Salary$87,212/yr+22%
🔌 Electrician Salary$74,263/yr+19%
👩‍⚕️ Registered Nurse Salary$88,808/yr+18%
👮 Police Officer Salary$73,406/yr+16%
🏘️ Real Estate Agent Salary$87,149/yr+12%
📚 Teacher Salary$57,808/yr+5%

vs national average · higher = better

Monthly Living Expenses in Burlington

What it actually costs to live in Burlington each month — from tight budgets to comfortable lifestyles.

LifestyleSingle PersonCoupleFamily of 4
🟡Tight / Frugal$2,600/mo$4,500/mo$5,900/mo
🟢Comfortable$4,150/mo$6,850/mo$8,850/mo
🟣Generous$6,500/mo$10,600/mo$14,150/mo

Estimates include housing, food, transportation, utilities, insurance, and discretionary spending. Based on Burlington's cost index of 118 applied to national spending surveys.

🏘️ Neighborhood Cost Variation

Burlington's cost landscape is shaped by geography. Transit access and historic district premiums drive the sharpest price differences between neighborhoods. A 15-minute drive can mean a 20%+ swing in housing and service costs.

Burlington vs U.S. Average Cost of Living

Category-by-category affordability grades — based on deviation from the national average.

Grades: A+/A = very affordable · B = average · C/D = expensive · For salaries, higher = better

🏠 Home Services in Burlington

What contractors charge for the most common repairs, installations, and remodels

🏠

Roof Replacement

+44%
$8K – $17K
vs nat'l avg: $9K
❄️

HVAC Installation

+45%
$7K – $14K
vs nat'l avg: $7K
🔧

Plumbing Services

+8%
$190 – $487
vs nat'l avg: $313

Electrical Work

+34%
$267 – $668
vs nat'l avg: $350
🍳

Kitchen Remodel

+29%
$19K – $58K
vs nat'l avg: $30K
🚿

Bathroom Remodel

+44%
$9K – $26K
vs nat'l avg: $12K
🎨

House Painting

+45%
$4K – $11K
vs nat'l avg: $5K
🪵

Flooring Installation

+10%
$2K – $5K
vs nat'l avg: $3K
🌿

Landscaping

+35%
$2K – $7K
vs nat'l avg: $3K
🏗️

Fence Installation

+21%
$2K – $7K
vs nat'l avg: $4K
🪟

Window Replacement

+44%
$5K – $17K
vs nat'l avg: $8K
☀️

Solar Panel Installation

+22%
$18K – $43K
vs nat'l avg: $25K
🚿

Water Heater Replacement

+42%
$1K – $5K
vs nat'l avg: $2K
🏡

Deck Building

+19%
$6K – $24K
vs nat'l avg: $13K
🏊

Pool Installation

+29%
$32K – $103K
vs nat'l avg: $53K
🌳

Tree Removal

+30%
$519 – $3K
vs nat'l avg: $1K
🚪

Garage Door Repair

+15%
$172 – $688
vs nat'l avg: $375

💼 Business Startup Costs in Burlington

Full startup cost breakdowns — from lease deposits to working capital

🍽️

Start a Restaurant

+5%
$183K – $785K
vs nat'l avg: $463K

Start a Coffee Shop

+23%
$99K – $370K
vs nat'l avg: $190K
🚚

Start a Food Truck

+31%
$66K – $262K
vs nat'l avg: $125K
💪

Start a Gym

+22%
$61K – $610K
vs nat'l avg: $275K
👶

Start a Daycare

+8%
$11K – $108K
vs nat'l avg: $55K
💇

Start a Hair Salon

+28%
$79K – $638K
vs nat'l avg: $281K
🧺

Start a Laundromat

+2%
$203K – $508K
vs nat'l avg: $350K
🍞

Start a Bakery

+7%
$11K – $214K
vs nat'l avg: $105K
🍺

Start a Bar

+8%
$118K – $914K
vs nat'l avg: $480K
🧹

Start a Cleaning Business

+9%
$2K – $33K
vs nat'l avg: $16K
🏠

Start an Airbnb

+13%
$6K – $57K
vs nat'l avg: $28K
🚛

Start a Trucking Business

+41%
$42K – $352K
vs nat'l avg: $140K

📊 Cost of Living in Burlington

Monthly expenses for housing, food, transportation, and everyday necessities

🛡️ Insurance in Burlington

Annual and monthly premium estimates for major insurance categories

🚘

Car Insurance

+7%
$1K – $3K
vs nat'l avg: $2KDetails →
🏡

Home Insurance

+40%
$1K – $5K
vs nat'l avg: $2KDetails →
🏥

Health Insurance

+1%
$403 – $806
vs nat'l avg: $600Details →
💼

Business Insurance

+6%
$531 – $3K
vs nat'l avg: $2KDetails →
🛡️

Life Insurance

+18%
$23 – $94
vs nat'l avg: $50
🏠

Renters Insurance

+7%
$16 – $43
vs nat'l avg: $28
🐾

Pet Insurance

+29%
$26 – $115
vs nat'l avg: $55
🦷

Dental Insurance

+8%
$16 – $66
vs nat'l avg: $38
🏍️

Motorcycle Insurance

+40%
$280 – $1K
vs nat'l avg: $550

💰 Salaries & Jobs in Burlington

Annual compensation by experience level, role, and specialization

💻

Software Developer Salary

+44%
$158,780/yr
vs nat'l avg: $110K/yrDetails →
👩‍⚕️

Registered Nurse Salary

+18%
$88,808/yr
vs nat'l avg: $75K/yrDetails →
📚

Teacher Salary

+5%
$57,808/yr
vs nat'l avg: $55K/yrDetails →
🔌

Electrician Salary

+19%
$74,263/yr
vs nat'l avg: $63K/yr
🔧

Plumber Salary

+33%
$79,662/yr
vs nat'l avg: $60K/yr
🧮

Accountant Salary

+22%
$87,212/yr
vs nat'l avg: $72K/yr
🏥

Physical Therapist Salary

+40%
$118,809/yr
vs nat'l avg: $85K/yr
👮

Police Officer Salary

+16%
$73,406/yr
vs nat'l avg: $64K/yr
🦷

Dentist Salary

+23%
$221,490/yr
vs nat'l avg: $180K/yr
🏘️

Real Estate Agent Salary

+12%
$87,149/yr
vs nat'l avg: $78K/yr

How Much Income Do You Need in Burlington?

✅ Best For

  • Mid-career professionals
  • Remote workers with out-of-market salaries
  • Couples with dual incomes

⚠️ Not Ideal For

  • Single-income families with tight budgets
  • Those seeking rock-bottom costs
💬 Expert Tip

Talk to current residents about hidden costs. Property taxes, commute expenses, and local fees can add 10-15% to your estimated monthly budget. Local subreddits and Facebook groups are goldmines for this intel.

How Does Burlington Compare?

Pick a nearby city and see the full cost comparison across all 62 topics.

CostOfCity Value Index

F
Burlington Value Score: 5/100
Expensive
Affordability Ratio
2.95x
Stretched
Savings Potential
6%
of median income
Value Score
0/100
income-adjusted
Growth Risk
100/100
Costs rising fast

The CostOfCity Value Index combines cost-of-living data with median income, savings potential, and cost growth trends to produce a single score. Higher = better value for your money. Updated quarterly.

📦

Free Relocation Blueprint

Your complete moving budget for Burlington, VT

Monthly Budget
$3,238
Moving Costs
$3,000 – $6,000
Deposits Est.
$4,123
Cost Index
118
Median Income
$71K
Population
45K

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Frequently Asked Questions About Burlington

How does Burlington compare to other cities in VT?

Within Vermont, Burlington has a cost index of 118. Nearby options include Montpelier and Saratoga Springs, which offer useful comparison points.

Is Burlington, VT expensive to live in?

Burlington's cost of living index is 118, which is 18% above the national average of 100. This makes Burlington one of the more expensive cities in the US.

What is the median household income in Burlington?

The median household income in Burlington is approximately $48,000 per year. Adjusted for local cost of living (index: 118), this may stretch less than the raw number suggests.

Explore Burlington in Depth

🏠 Living Alone
Solo budget breakdown for Burlington
💰 Salary Needed
Minimum salary to live in Burlington
📊 Can I Afford It?
Budget check for Burlington
📋 Monthly Budget
Full monthly breakdown
🔄 Cheaper Alternatives
Cities like Burlington but cheaper
🗺️ Vermont Overview
Compare all cities in Vermont

Nearby Cities to Compare

💡 Affordable Alternative: Schenectady (120 miles away) is 24% cheaper than Burlington. Same region, significantly lower costs. Compare them →

Compare Burlington Costs Nationally

See how Burlington ranks on major household and life expenses against 300+ US cities — cheapest to most expensive.

View all 18 cost categories →

Popular Burlington cost & affordability searches