Burlington vs New York: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

VT
Burlington
118
Cost Index
Pop: 45KIncome: $71K
VS
69% diff
NY
New York
187
Cost Index
Pop: 8.5MIncome: $80K
Salary Comparison Calculator
Asalary inequals…
To keep the same standard of living in New York, NY, you'd need
$158,475
That's +$58,475 (+58%) more than Burlington.
Based on cost-of-living indices (Burlington 118 vs New York 187; 100 = US average).
More Affordable
Burlington
Burlington Wins
52/62
New York Wins
10/62
Monthly Cost Advantage
Burlington saves ~$4,249/mo
recurring costs only, ~$50,988/yr

The Burlington vs New York debate comes down to more than just price tags. While Burlington offers lower costs across most categories (69% cheaper overall), New York brings advantages in job market depth and earning potential. We've analyzed cost data across every category in our database to give you the complete picture — including who actually benefits from each city's strengths.

Share:XFLRWE
Direct Answer

Which Is Cheaper: Burlington or New York?

Burlington is the more affordable choice between Burlington and New York, with a 69% lower overall cost index. Burlington has the recurring monthly cost edge at roughly $4,249/mo, while New York has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$4,249/mo

Burlington is ahead on recurring modeled costs, or about $50,988/yr.

Category wins
52-10

Burlington wins 52 total categories; New York wins 10. Salary categories are judged by higher pay.

Income gap
$9K

ACS median household income differs by about $9,374 between the two cities.

Rent gap
$172/mo

ACS median gross rent is separated by about $172/mo.

Overall Cost of Living Comparison

CategoryBurlingtonNew YorkDifference
OverallCFBurlington +34pts
HousingDFBurlington +61pts
FoodCFBurlington +27pts
HealthcareCFBurlington +22pts
TransportationCFBurlington +32pts
UtilitiesCFBurlington +19pts

Rent, Food, and Utility Differences

🏠

Housing

118
Burlington
Burlington saves 108%
245
New York

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

102
Burlington
Burlington saves 30%
133
New York

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

110
Burlington
Burlington saves 27%
140
New York

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

109
Burlington
Burlington saves 49%
162
New York

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

113
Burlington
Burlington saves 12%
126
New York

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

122
Burlington
Burlington saves 64%
200
New York

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementBurlington saves $8,067
Burlington
$12,621
New York
$20,688
Start a RestaurantBurlington saves $642,528
Burlington
$484,007
New York
$1,126,535
Cost of LivingBurlington saves $1,332
Burlington
$4,539
New York
$5,871
Rent PricesBurlington saves $172
Burlington
$1,649
New York
$1,821
Car InsuranceBurlington saves $710
Burlington
$2,240
New York
$2,950
Software Developer Salary (higher = better)New York pays $39,556 more
Burlington
$158,780
New York
$198,336

Cost of Living

Burlington: 7New York: 0
CategoryBurlingtonNew YorkDiffWinner
Cost of Living$4,539$5,87123%Burlington (lower cost)
Rent Prices$1,649$1,8219%Burlington (lower cost)
Grocery Costs$443$62029%Burlington (lower cost)
Utility Costs$250$38735%Burlington (lower cost)
Transportation Costs$427$71640%Burlington (lower cost)
Childcare Costs$1,712$3,56352%Burlington (lower cost)
Gym Membership$61$12049%Burlington (lower cost)

Home Services

Burlington: 17New York: 0
CategoryBurlingtonNew YorkDiffWinner
Roof Replacement$12,621$20,68839%Burlington (lower cost)
HVAC Installation$10,484$15,94134%Burlington (lower cost)
Plumbing Services$339$64648%Burlington (lower cost)
Electrical Work$468$71034%Burlington (lower cost)
Kitchen Remodel$38,720$75,28149%Burlington (lower cost)
Bathroom Remodel$17,296$28,90040%Burlington (lower cost)
House Painting$7,226$9,48924%Burlington (lower cost)
Flooring Installation$3,307$5,96145%Burlington (lower cost)
Landscaping$4,384$5,79224%Burlington (lower cost)
Fence Installation$4,423$7,56842%Burlington (lower cost)
Window Replacement$11,158$15,39428%Burlington (lower cost)
Solar Panel Installation$30,544$53,86943%Burlington (lower cost)
Water Heater Replacement$3,043$4,82837%Burlington (lower cost)
Deck Building$14,844$24,74440%Burlington (lower cost)
Pool Installation$67,843$117,95542%Burlington (lower cost)
Tree Removal$1,558$2,58140%Burlington (lower cost)
Garage Door Repair$430$80847%Burlington (lower cost)

Business Startup Costs

Burlington: 12New York: 0
CategoryBurlingtonNew YorkDiffWinner
Start a Restaurant$484,007$1,126,53557%Burlington (lower cost)
Start a Coffee Shop$234,498$378,39538%Burlington (lower cost)
Start a Food Truck$163,894$206,41921%Burlington (lower cost)
Start a Gym$335,583$548,54339%Burlington (lower cost)
Start a Daycare$59,571$95,87438%Burlington (lower cost)
Start a Hair Salon$358,388$600,45540%Burlington (lower cost)
Start a Laundromat$355,775$628,95043%Burlington (lower cost)
Start a Bakery$112,576$215,20848%Burlington (lower cost)
Start a Bar$516,288$1,082,35252%Burlington (lower cost)
Start a Cleaning Business$17,432$22,43722%Burlington (lower cost)
Start an Airbnb$31,096$56,13545%Burlington (lower cost)
Start a Trucking Business$197,016$292,56633%Burlington (lower cost)

Insurance

Burlington: 9New York: 0
CategoryBurlingtonNew YorkDiffWinner
Car Insurance$2,240$2,95024%Burlington (lower cost)
Home Insurance$3,143$3,97821%Burlington (lower cost)
Health Insurance$605$89232%Burlington (lower cost)
Business Insurance$1,860$2,61529%Burlington (lower cost)
Life Insurance$59$8329%Burlington (lower cost)
Renters Insurance$30$4939%Burlington (lower cost)
Pet Insurance$71$8516%Burlington (lower cost)
Dental Insurance$41$7445%Burlington (lower cost)
Motorcycle Insurance$770$86010%Burlington (lower cost)

Salaries & Jobs

Burlington: 0New York: 10
CategoryBurlingtonNew YorkDiffWinner
Software Developer Salary$158,780/yr$198,336/yr20%New York (higher pay)
Registered Nurse Salary$88,808/yr$140,618/yr37%New York (higher pay)
Teacher Salary$57,808/yr$90,129/yr36%New York (higher pay)
Electrician Salary$74,263/yr$122,566/yr39%New York (higher pay)
Plumber Salary$79,662/yr$113,073/yr30%New York (higher pay)
Accountant Salary$87,212/yr$129,362/yr33%New York (higher pay)
Physical Therapist Salary$118,809/yr$167,939/yr29%New York (higher pay)
Police Officer Salary$73,406/yr$120,936/yr39%New York (higher pay)
Dentist Salary$221,490/yr$288,450/yr23%New York (higher pay)
Real Estate Agent Salary$87,149/yr$160,619/yr46%New York (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Burlington

If your salary doesn't depend on location, Burlington's 69% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

New York

New York's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

👨‍👩‍👧‍👦

Family with Kids

Burlington

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Burlington's 69% advantage compounds across every budget category.

🏪

Small Business Owner

Burlington

Lower operating costs in Burlington mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Burlington

On a fixed income, every percentage point matters. Burlington's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Burlington is 69% more affordable overall

Burlington has the lower overall cost index and wins 52 non-salary cost categories.New York has the stronger salary edge across 10 salary categories, so wages are shown separately from affordability.

Burlington
118
New York
187

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Burlington and New York.
  2. Do not mix salary and affordability: use New York for pay leverage and Burlington for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Burlington, VT
Pop: 45K | Index: 118
View all costs →
New York, NY
Pop: 8.5M | Index: 187
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Stay Ahead of Cost Changes

Free monthly brief: the biggest cost shifts across US cities. Rent moves, insurance rate changes, salary trends — data you can act on.

Free monthly cost alerts. Unsubscribe anytime. We never share your email.

Frequently Asked Questions

How do housing costs compare between Burlington and New York?

Housing is typically the biggest cost difference between these cities. Burlington (index: 118) and New York (index: 187) differ by 69% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Burlington is the clear winner. The 69% cost advantage means more of your paycheck goes to savings or discretionary spending. New York makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Burlington vs New York?

Burlington's cost of living index is 118; New York's is 187. A score of 100 represents the national average. Burlington is above average; New York is above average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. New York's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $48K (Burlington) vs $67K (New York).

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Burlington ACS median rent: $1,649/moNew York ACS median rent: $1,821/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

← All ComparisonsBurlington costs →New York costs →

Related Burlington vs New York searches