Monthly Budget in Durham for a Family of Four
What it costs two adults, two children to live in Durham, NC in 2026.
$4,669
Total Monthly
$10,376
Salary Needed
98
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $1,764 |
| Essential | Groceries & household supplies | $133 |
| Essential | Utilities (electric, gas, water) | $26 |
| Essential | Transportation (gas, transit, maintenance) | $65 |
| Essential | Car insurance | $450 |
| Essential | Health insurance (family plan) | $106 |
| Lifestyle | Internet & streaming | $74 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $343 |
| Lifestyle | Entertainment & recreation | $294 |
| Essential | Childcare (2 children) | $1,176 |
| Essentials Subtotal | $3,720 | |
| Lifestyle Subtotal | $949 | |
| Total Monthly Budget | $4,669 |
💡 Salary Needed: To live in Durham as two adults, two children with a 20% savings margin, you need approximately $10,376/year before taxes.Check affordability →