City Finder Results

Best Mild Climate Cities for $100K

Year-round comfortable weather on $100K. Based on real federal cost data for 301 US cities.

Income: $100K/yr
Household: Single Adult
Climate: Mild
Priority: Balance
Savings Goal: $600/mo
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Direct Answer

Pueblo, CO is the top match for this city-finder scenario, scoring 80/100 with an estimated monthly surplus of +$3,337. Results are ranked from federal cost data, modeled take-home pay, affordability, climate, and lifestyle fit.

Top match
Pueblo, CO
80/100 match score
Monthly surplus
+$3,337
Modeled take-home pay minus core monthly costs
Rent benchmark
$1,204
Estimated monthly rent in the top city
Scenario income
$100,000/yr
Single Adult profile

Your Top 10 City Matches

#1

Pueblo, CO

Pop: 112K · Index: 86 · west
A
Match Score80/100
Take-Home
$6,250
Rent
$1,204
Total Costs
$2,313
Surplus
+$3,337
✅ Why it fits:
  • $3,337/mo surplus after all expenses and savings
  • Cost of living 14% below national average
  • Matches your mild climate preference
⚠️ Consider:
  • Smaller city — fewer job options if you need to switch
#2

Phoenix, AZ

Pop: 1608K · Index: 103 · west
C+
Match Score79/100
Take-Home
$6,250
Rent
$1,442
Total Costs
$2,759
Surplus
+$2,891
✅ Why it fits:
  • $2,891/mo surplus after all expenses and savings
  • Matches your mild climate preference
  • Major metro with diverse opportunities
#3

Albuquerque, NM

Pop: 565K · Index: 93 · west
B+
Match Score79/100
Take-Home
$6,250
Rent
$1,302
Total Costs
$2,497
Surplus
+$3,153
✅ Why it fits:
  • $3,153/mo surplus after all expenses and savings
  • Cost of living 7% below national average
  • Matches your mild climate preference
#4

Tucson, AZ

Pop: 543K · Index: 93 · west
B+
Match Score79/100
Take-Home
$6,250
Rent
$1,302
Total Costs
$2,497
Surplus
+$3,153
✅ Why it fits:
  • $3,153/mo surplus after all expenses and savings
  • Cost of living 7% below national average
  • Matches your mild climate preference
#5

Yakima, WA

Pop: 97K · Index: 88 · west
A
Match Score79/100
Take-Home
$6,250
Rent
$1,232
Total Costs
$2,367
Surplus
+$3,283
✅ Why it fits:
  • $3,283/mo surplus after all expenses and savings
  • Cost of living 12% below national average
  • Matches your mild climate preference
⚠️ Consider:
  • Smaller city — fewer job options if you need to switch
#6

Twin Falls, ID

Pop: 53K · Index: 90 · west
B+
Match Score79/100
Take-Home
$6,250
Rent
$1,260
Total Costs
$2,419
Surplus
+$3,231
✅ Why it fits:
  • $3,231/mo surplus after all expenses and savings
  • Cost of living 10% below national average
  • Matches your mild climate preference
⚠️ Consider:
  • Smaller city — fewer job options if you need to switch
#7

Idaho Falls, ID

Pop: 65K · Index: 90 · west
B+
Match Score79/100
Take-Home
$6,250
Rent
$1,260
Total Costs
$2,419
Surplus
+$3,231
✅ Why it fits:
  • $3,231/mo surplus after all expenses and savings
  • Cost of living 10% below national average
  • Matches your mild climate preference
⚠️ Consider:
  • Smaller city — fewer job options if you need to switch
#8

Pocatello, ID

Pop: 56K · Index: 86 · west
A
Match Score79/100
Take-Home
$6,250
Rent
$1,204
Total Costs
$2,313
Surplus
+$3,337
✅ Why it fits:
  • $3,337/mo surplus after all expenses and savings
  • Cost of living 14% below national average
  • Matches your mild climate preference
⚠️ Consider:
  • Smaller city — fewer job options if you need to switch
#9

Great Falls, MT

Pop: 60K · Index: 88 · west
A
Match Score79/100
Take-Home
$6,250
Rent
$1,232
Total Costs
$2,367
Surplus
+$3,283
✅ Why it fits:
  • $3,283/mo surplus after all expenses and savings
  • Cost of living 12% below national average
  • Matches your mild climate preference
⚠️ Consider:
  • Smaller city — fewer job options if you need to switch
#10

Las Vegas, NV

Pop: 647K · Index: 104 · west
C+
Match Score78/100
Take-Home
$6,250
Rent
$1,456
Total Costs
$2,785
Surplus
+$2,865
✅ Why it fits:
  • $2,865/mo surplus after all expenses and savings
  • Matches your mild climate preference
  • Mid-size city with good amenities

How to Use These Matches

Start with Pueblo, then compare the city overview, rent, salary-needed, and monthly-budget pages.
Treat the 80/100 score as a fit screen, not a final move decision.
Validate neighborhood-level rent, commute, job availability, healthcare, and school needs before relocating.
Compare at least three top matches because lifestyle preferences can outweigh a small affordability difference.

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