CostOfCity

Appleton vs Madison: Full Cost Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

WI
Appleton
90
Cost Index
Pop: 76KIncome: $56K
VS
14% diff
WI
Madison
104
Cost Index
Pop: 270KIncome: $68K
More Affordable
Appleton
Appleton Wins
27/38
Madison Wins
11/38
Topics
38

Choosing between Appleton and Madison? You're not alone — it's one of the most common relocation comparisons in the US. The numbers tell a clear story: Appleton comes in 14% more affordable overall, with a cost index of 90 compared to Madison's 104. But raw numbers only tell part of the story. This comparison breaks down exactly where each city saves you money — and where it costs more.

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Key Cost Comparisons

Roof ReplacementAppleton saves $5
Appleton
$7,884
Madison
$7,889
Start a RestaurantAppleton saves $96,200
Appleton
$427,004
Madison
$523,204
Cost of LivingMadison saves $603
Appleton
$4,445
Madison
$3,842
Rent PricesAppleton saves $664
Appleton
$1,299
Madison
$1,963
Car InsuranceMadison saves $126
Appleton
$1,850
Madison
$1,724
Software Developer Salary (higher = better)Madison pays $21,351 more
Appleton
$96,690
Madison
$118,041

Cost of Living

Appleton: 4Madison: 1
CategoryAppletonMadisonDiffWinner
Cost of Living$4,445$3,84214%Madison (lower cost)
Rent Prices$1,299$1,96334%Appleton (lower cost)
Grocery Costs$486$53910%Appleton (lower cost)
Utility Costs$195$2055%Appleton (lower cost)
Transportation Costs$288$47539%Appleton (lower cost)

Home Services

Appleton: 9Madison: 1
CategoryAppletonMadisonDiffWinner
Roof Replacement$7,884$7,8890%Appleton (lower cost)
HVAC Installation$6,516$8,22821%Appleton (lower cost)
Plumbing Services$217$30429%Appleton (lower cost)
Electrical Work$278$34920%Appleton (lower cost)
Kitchen Remodel$29,220$31,9429%Appleton (lower cost)
Bathroom Remodel$12,460$10,91912%Madison (lower cost)
House Painting$3,738$4,33014%Appleton (lower cost)
Flooring Installation$2,011$2,99333%Appleton (lower cost)
Landscaping$2,714$3,12513%Appleton (lower cost)
Fence Installation$2,910$4,12029%Appleton (lower cost)

Business Startup Costs

Appleton: 8Madison: 2
CategoryAppletonMadisonDiffWinner
Start a Restaurant$427,004$523,20418%Appleton (lower cost)
Start a Coffee Shop$151,383$186,45719%Appleton (lower cost)
Start a Food Truck$131,250$94,71328%Madison (lower cost)
Start a Gym$197,932$308,72936%Appleton (lower cost)
Start a Daycare$54,629$57,5885%Appleton (lower cost)
Start a Hair Salon$283,178$292,7883%Appleton (lower cost)
Start a Laundromat$253,138$366,53831%Appleton (lower cost)
Start a Bakery$106,523$93,05113%Madison (lower cost)
Start a Bar$419,161$462,0259%Appleton (lower cost)
Start a Cleaning Business$13,360$18,09826%Appleton (lower cost)

Insurance

Appleton: 2Madison: 2
CategoryAppletonMadisonDiffWinner
Car Insurance$1,850$1,7247%Madison (lower cost)
Home Insurance$1,919$1,7379%Madison (lower cost)
Health Insurance$515$60515%Appleton (lower cost)
Business Insurance$1,470$1,5817%Appleton (lower cost)

Salaries & Jobs

Appleton: 1Madison: 4
CategoryAppletonMadisonDiffWinner
Software Developer Salary$96,690/yr$118,041/yr18%Madison (higher pay)
Registered Nurse Salary$51,581/yr$85,579/yr40%Madison (higher pay)
Teacher Salary$51,233/yr$60,275/yr15%Madison (higher pay)
Electrician Salary$70,016/yr$50,741/yr28%Appleton (higher pay)
Plumber Salary$53,356/yr$56,361/yr5%Madison (higher pay)

Who Benefits From Each City?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Appleton

If your salary doesn't depend on location, Appleton's 14% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Appleton

Both cities are moderately priced, but Appleton's lower costs help you build savings earlier in your career when compound growth matters most.

👨‍👩‍👧‍👦

Family with Kids

Appleton

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Appleton's 14% advantage compounds across every budget category.

🏪

Small Business Owner

Appleton

Lower operating costs in Appleton mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Appleton

On a fixed income, every percentage point matters. Appleton's lower healthcare, housing, and everyday costs help retirement savings last longer.

The Verdict

Appleton is 14% more affordable overall

Appleton wins 27 out of 38 cost categories.Madison has higher costs but wins 11 categories — typically due to higher wages and urban demand.

Appleton
90
Madison
104

Explore Each City

Appleton, WI
Pop: 76K | Index: 90
View all costs →
Madison, WI
Pop: 270K | Index: 104
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Frequently Asked Questions

How do housing costs compare between Appleton and Madison?

Housing is typically the biggest cost difference between these cities. Appleton (index: 90) and Madison (index: 104) differ by 14% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Appleton is the clear winner. The 14% cost advantage means more of your paycheck goes to savings or discretionary spending. Madison makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Appleton vs Madison?

Appleton's cost of living index is 90; Madison's is 104. A score of 100 represents the national average. Appleton is below average; Madison is above average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $56K (Appleton) vs $68K (Madison).

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

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