CostOfCity

Appleton vs Oshkosh: Full Cost Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

WI
Appleton
90
Cost Index
Pop: 76KIncome: $56K
VS
6% diff
WI
Oshkosh
84
Cost Index
Pop: 67KIncome: $47K
More Affordable
Oshkosh
Appleton Wins
16/38
Oshkosh Wins
22/38
Topics
38

Every year, thousands of Americans weigh Appleton against Oshkosh. Here's what they should know: Oshkosh is 6% cheaper overall, but Appleton has its own cost advantages in specific categories. We've broken down the comparison across all 38 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Key Cost Comparisons

Roof ReplacementOshkosh saves $2,790
Appleton
$7,884
Oshkosh
$5,094
Start a RestaurantOshkosh saves $84,407
Appleton
$427,004
Oshkosh
$342,597
Cost of LivingOshkosh saves $549
Appleton
$4,445
Oshkosh
$3,896
Rent PricesOshkosh saves $29
Appleton
$1,299
Oshkosh
$1,270
Car InsuranceAppleton saves $57
Appleton
$1,850
Oshkosh
$1,907
Software Developer Salary (higher = better)Appleton pays $15,554 more
Appleton
$96,690
Oshkosh
$81,136

Cost of Living

Appleton: 2Oshkosh: 3
CategoryAppletonOshkoshDiffWinner
Cost of Living$4,445$3,89612%Oshkosh (lower cost)
Rent Prices$1,299$1,2702%Oshkosh (lower cost)
Grocery Costs$486$40317%Oshkosh (lower cost)
Utility Costs$195$2128%Appleton (lower cost)
Transportation Costs$288$33715%Appleton (lower cost)

Home Services

Appleton: 2Oshkosh: 8
CategoryAppletonOshkoshDiffWinner
Roof Replacement$7,884$5,09435%Oshkosh (lower cost)
HVAC Installation$6,516$5,62514%Oshkosh (lower cost)
Plumbing Services$217$2056%Oshkosh (lower cost)
Electrical Work$278$21921%Oshkosh (lower cost)
Kitchen Remodel$29,220$28,2523%Oshkosh (lower cost)
Bathroom Remodel$12,460$6,94744%Oshkosh (lower cost)
House Painting$3,738$3,02319%Oshkosh (lower cost)
Flooring Installation$2,011$3,10635%Appleton (lower cost)
Landscaping$2,714$1,91729%Oshkosh (lower cost)
Fence Installation$2,910$3,32813%Appleton (lower cost)

Business Startup Costs

Appleton: 5Oshkosh: 5
CategoryAppletonOshkoshDiffWinner
Start a Restaurant$427,004$342,59720%Oshkosh (lower cost)
Start a Coffee Shop$151,383$161,1876%Appleton (lower cost)
Start a Food Truck$131,250$96,71326%Oshkosh (lower cost)
Start a Gym$197,932$207,1164%Appleton (lower cost)
Start a Daycare$54,629$59,6788%Appleton (lower cost)
Start a Hair Salon$283,178$194,29831%Oshkosh (lower cost)
Start a Laundromat$253,138$308,26318%Appleton (lower cost)
Start a Bakery$106,523$87,32918%Oshkosh (lower cost)
Start a Bar$419,161$432,0253%Appleton (lower cost)
Start a Cleaning Business$13,360$11,36215%Oshkosh (lower cost)

Insurance

Appleton: 3Oshkosh: 1
CategoryAppletonOshkoshDiffWinner
Car Insurance$1,850$1,9073%Appleton (lower cost)
Home Insurance$1,919$1,66613%Oshkosh (lower cost)
Health Insurance$515$57510%Appleton (lower cost)
Business Insurance$1,470$1,76717%Appleton (lower cost)

Salaries & Jobs

Appleton: 3Oshkosh: 2
CategoryAppletonOshkoshDiffWinner
Software Developer Salary$96,690/yr$81,136/yr16%Appleton (higher pay)
Registered Nurse Salary$51,581/yr$45,116/yr13%Appleton (higher pay)
Teacher Salary$51,233/yr$55,545/yr8%Oshkosh (higher pay)
Electrician Salary$70,016/yr$42,272/yr40%Appleton (higher pay)
Plumber Salary$53,356/yr$55,041/yr3%Oshkosh (higher pay)

Who Benefits From Each City?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Oshkosh

If your salary doesn't depend on location, Oshkosh's 6% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Oshkosh

Both cities are moderately priced, but Oshkosh's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Oshkosh

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Oshkosh's 6% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Oshkosh

Lower operating costs in Oshkosh mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Oshkosh

On a fixed income, every percentage point matters. Oshkosh's lower healthcare, housing, and everyday costs help retirement savings last longer.

The Verdict

Oshkosh is 6% more affordable overall

Oshkosh wins 22 out of 38 cost categories.Appleton has higher costs but wins 16 categories.

Appleton
90
Oshkosh
84

Explore Each City

Appleton, WI
Pop: 76K | Index: 90
View all costs โ†’
Oshkosh, WI
Pop: 67K | Index: 84
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Frequently Asked Questions

How do housing costs compare between Appleton and Oshkosh?

Housing is typically the biggest cost difference between these cities. Appleton (index: 90) and Oshkosh (index: 84) differ by 6% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Oshkosh is the clear winner. The 6% cost advantage means more of your paycheck goes to savings or discretionary spending. Appleton makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Appleton vs Oshkosh?

Appleton's cost of living index is 90; Oshkosh's is 84. A score of 100 represents the national average. Appleton is below average; Oshkosh is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $56K (Appleton) vs $47K (Oshkosh).

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsAppleton costs โ†’Oshkosh costs โ†’