CostOfCity

Kenosha vs Chicago: Full Cost Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

WI
Kenosha
92
Cost Index
Pop: 100KIncome: $52K
VS
15% diff
IL
Chicago
107
Cost Index
Pop: 2.7MIncome: $62K
More Affordable
Kenosha
Kenosha Wins
21/38
Chicago Wins
17/38
Topics
38

Kenosha and Chicago attract different kinds of residents, but people weighing one against the other is surprisingly common. Our data shows Kenosha is the more affordable option by 15%, though Chicago often compensates with higher wages in key industries. Below, we compare every major cost category so you can decide based on your own priorities โ€” not someone else's spreadsheet.

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Key Cost Comparisons

Roof ReplacementKenosha saves $2,870
Kenosha
$7,795
Chicago
$10,665
Start a RestaurantKenosha saves $77,700
Kenosha
$359,941
Chicago
$437,641
Cost of LivingKenosha saves $869
Kenosha
$3,400
Chicago
$4,269
Rent PricesKenosha saves $513
Kenosha
$1,818
Chicago
$2,331
Car InsuranceChicago saves $9
Kenosha
$1,905
Chicago
$1,896
Software Developer Salary (higher = better)Chicago pays $28,738 more
Kenosha
$86,383
Chicago
$115,121

Cost of Living

Kenosha: 3Chicago: 2
CategoryKenoshaChicagoDiffWinner
Cost of Living$3,400$4,26920%Kenosha (lower cost)
Rent Prices$1,818$2,33122%Kenosha (lower cost)
Grocery Costs$482$5248%Kenosha (lower cost)
Utility Costs$287$21924%Chicago (lower cost)
Transportation Costs$414$37310%Chicago (lower cost)

Home Services

Kenosha: 9Chicago: 1
CategoryKenoshaChicagoDiffWinner
Roof Replacement$7,795$10,66527%Kenosha (lower cost)
HVAC Installation$8,254$6,77718%Chicago (lower cost)
Plumbing Services$226$34835%Kenosha (lower cost)
Electrical Work$250$45245%Kenosha (lower cost)
Kitchen Remodel$21,108$32,57635%Kenosha (lower cost)
Bathroom Remodel$10,707$11,1464%Kenosha (lower cost)
House Painting$4,363$4,83910%Kenosha (lower cost)
Flooring Installation$2,267$3,23630%Kenosha (lower cost)
Landscaping$2,700$3,37020%Kenosha (lower cost)
Fence Installation$2,980$3,79221%Kenosha (lower cost)

Business Startup Costs

Kenosha: 5Chicago: 5
CategoryKenoshaChicagoDiffWinner
Start a Restaurant$359,941$437,64118%Kenosha (lower cost)
Start a Coffee Shop$185,640$215,47014%Kenosha (lower cost)
Start a Food Truck$131,450$108,16918%Chicago (lower cost)
Start a Gym$256,424$322,76821%Kenosha (lower cost)
Start a Daycare$50,169$49,1512%Chicago (lower cost)
Start a Hair Salon$295,711$330,41411%Kenosha (lower cost)
Start a Laundromat$320,513$295,5758%Chicago (lower cost)
Start a Bakery$95,771$107,68811%Kenosha (lower cost)
Start a Bar$522,313$454,03213%Chicago (lower cost)
Start a Cleaning Business$15,349$15,2611%Chicago (lower cost)

Insurance

Kenosha: 2Chicago: 2
CategoryKenoshaChicagoDiffWinner
Car Insurance$1,905$1,8960%Chicago (lower cost)
Home Insurance$2,176$1,93111%Chicago (lower cost)
Health Insurance$657$6692%Kenosha (lower cost)
Business Insurance$1,792$1,8594%Kenosha (lower cost)

Salaries & Jobs

Kenosha: 1Chicago: 4
CategoryKenoshaChicagoDiffWinner
Software Developer Salary$86,383/yr$115,121/yr25%Chicago (higher pay)
Registered Nurse Salary$66,911/yr$63,480/yr5%Kenosha (higher pay)
Teacher Salary$57,486/yr$64,939/yr11%Chicago (higher pay)
Electrician Salary$56,753/yr$60,191/yr6%Chicago (higher pay)
Plumber Salary$48,153/yr$64,953/yr26%Chicago (higher pay)

Who Benefits From Each City?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Kenosha

If your salary doesn't depend on location, Kenosha's 15% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Chicago

Chicago's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

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Family with Kids

โ†’ Kenosha

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Kenosha's 15% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Kenosha

Lower operating costs in Kenosha mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Kenosha

On a fixed income, every percentage point matters. Kenosha's lower healthcare, housing, and everyday costs help retirement savings last longer.

The Verdict

Kenosha is 15% more affordable overall

Kenosha wins 21 out of 38 cost categories.Chicago has higher costs but wins 17 categories โ€” typically due to higher wages and urban demand.

Kenosha
92
Chicago
107

Explore Each City

Kenosha, WI
Pop: 100K | Index: 92
View all costs โ†’
Chicago, IL
Pop: 2.7M | Index: 107
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Frequently Asked Questions

What is the cost of living index for Kenosha vs Chicago?

Kenosha's cost of living index is 92; Chicago's is 107. A score of 100 represents the national average. Kenosha is below average; Chicago is above average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Chicago's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $52K (Kenosha) vs $62K (Chicago).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Kenosha is the clear winner. The 15% cost advantage means more of your paycheck goes to savings or discretionary spending. Chicago makes more sense if your employer adjusts pay upward for that market.

Should I move from Chicago to Kenosha?

If your income stays the same or comparable, moving from Chicago to Kenosha gives you 15% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsKenosha costs โ†’Chicago costs โ†’