Wisconsin · MidwestAffordable CityUpdated May 2026

Cost of Living in Kenosha, WI

By Sarah Chen · Reviewed by James Okafor · Updated May 2026

Detailed cost data for 62 topics across 6 categories — from rent and groceries to business startup costs and professional salaries.

Quick Compare — How Kenosha stacks up
If you earnin, you'll need
$49,198
in Kenosha, WI to match the same purchasing power
That's $50,802 (-51%) vs. New York
Full side-by-side →
Cost Index
92
8% below national average
100 = national baseline
99K
Population
$71K
Median Income
$1,186/mo
Avg Rent (1BR)
$3,638/mo
Living Cost (Single)

Direct Answer

Kenosha, WI has a CostOfCity index of 92, which is 8% below the national baseline. Average modeled rent is $1,186/month and the single-adult living cost estimate is $3,638/month.

Cost index
92
Affordable City; 100 is national baseline
Population
99K
Official population benchmark
Median income
$71K
Official household income benchmark
Priority pages
9
Rent, salary, budget, vehicle, retirement, and comparisons
✍️ Reviewed by James Okafor, Editor-in-Chief & Consumer Finance Editor📅 Last verified: May 2026
BLSCensusHUD

How to Use This City Page

Start with rent and monthly budget, then compare salary-needed before making a relocation decision.
Use the cost index as a directional signal; neighborhood rent and commute costs can change the answer materially.
Review cheaper alternatives and nearby city comparisons if Kenosha is above your target budget.
Use official/hybrid/model labels and the methodology page to understand where each estimate comes from.

Cost of Living in Kenosha: The Full Picture

The cost of living in Kenosha isn't a single number — it's a profile. Housing runs below average. Services reflect a labor market where a workforce that's neither flooded nor starved — expect prices in the normal range with room to negotiate. And the climate — short construction seasons compress demand into six to eight months, which can mean premium pricing in spring and summer — adds its own cost layer. This page gives you the full picture, one category at a time.

B+
Overall
A
Housing
B+
Food
B+
Healthcare
B+
Transport
B
Utilities

Kenosha Cost Index by Category

Each bar shows how the Kenosha cost index for that category compares to the US national baseline of 100.

Cost index vs national average — KenoshaCost-of-living index for Kenosha versus the US national average (baseline 100). Kenosha overall sits at 92.Cost Index vs U.S. AvgNational baseline = 10050100150Kenosha OverallKenosha Overall: index 92 (-8 vs national average)92 (-8)HousingHousing: index 87 (-13 vs national average)87 (-13)FoodFood: index 94 (-6 vs national average)94 (-6)HealthcareHealthcare: index 91 (-9 vs national average)91 (-9)TransportTransport: index 89 (-11 vs national average)89 (-11)UtilitiesUtilities: index 100 (0 vs national average)100 (0)ServicesServices: index 89 (-11 vs national average)89 (-11)
Each row shows the Kenosha cost index for that category vs the national baseline of 100. Bars to the right of the dashed line indicate above-average costs; bars to the left, below-average.
💼 Economy

Kenosha has a logistics-and-distribution powerhouse where being centrally located keeps businesses and costs grounded

🏠 Housing

The housing market features a balanced market where patient buyers find deals and sellers price realistically

🌤️ Climate & Lifestyle

Short construction seasons compress demand into six to eight months, which can mean premium pricing in spring and summer.. The lifestyle here is characterized by Strong school districts, affordable homes, and a community-first mentality that keeps neighborhoods stable..

💡 The Bottom Line

Kenosha is genuinely affordable by American standards. A cost index of 92 translates to real, material savings on housing, services, and daily expenses compared to most metro areas.

💰 Purchasing Power in Kenosha

$50K salary
≈ $54K
+$4K real value
$75K salary
≈ $82K
+$7K real value
$100K salary
≈ $109K
+$9K real value
$150K salary
≈ $163K
+$13K real value

Purchasing power adjusted to national average baseline. In Kenosha, your dollar buys 9% more than the national average.

🔺 Where Kenosha Costs More

💡 Utility Costs$287+15%
❄️ HVAC Installation$8K+14%
🏥 Health Insurance$657+10%
🍺 Start a Bar$522K+9%
🛒 Grocery Costs$482+7%

🔽 Where Kenosha Costs Less

🍳 Kitchen Remodel$21K-30%
Electrical Work$250-29%
🦷 Dental Insurance$27-29%
🔧 Plumbing Services$226-28%
🪵 Flooring Installation$2K-24%

💰 Salary Landscape

📚 Teacher Salary$57,486/yr+5%
👮 Police Officer Salary$64,437/yr+1%
🏘️ Real Estate Agent Salary$78,372/yr+1%
🧮 Accountant Salary$69,141/yr-3%
🔌 Electrician Salary$56,753/yr-9%
👩‍⚕️ Registered Nurse Salary$66,911/yr-11%
🏥 Physical Therapist Salary$73,695/yr-13%
🔧 Plumber Salary$48,153/yr-20%
💻 Software Developer Salary$86,383/yr-21%
🦷 Dentist Salary$133,696/yr-26%

vs national average · higher = better

Monthly Living Expenses in Kenosha

What it actually costs to live in Kenosha each month — from tight budgets to comfortable lifestyles.

LifestyleSingle PersonCoupleFamily of 4
🟡Tight / Frugal$2,000/mo$3,500/mo$4,600/mo
🟢Comfortable$3,200/mo$5,350/mo$6,900/mo
🟣Generous$5,050/mo$8,300/mo$11,050/mo

Estimates include housing, food, transportation, utilities, insurance, and discretionary spending. Based on Kenosha's cost index of 92 applied to national spending surveys.

🏘️ Neighborhood Cost Variation

Smart residents of Kenosha know that the metro-wide cost index of 92 masks real diversity. Areas near major employers, university districts, and gentrifying neighborhoods each have their own pricing dynamics. Even the 'expensive' parts of town are reasonable by national standards.

Kenosha vs U.S. Average Cost of Living

Category-by-category affordability grades — based on deviation from the national average.

Grades: A+/A = very affordable · B = average · C/D = expensive · For salaries, higher = better

🏠 Home Services in Kenosha

What contractors charge for the most common repairs, installations, and remodels

🏠

Roof Replacement

-11%
$5K – $11K
vs nat'l avg: $9K
❄️

HVAC Installation

+14%
$5K – $11K
vs nat'l avg: $7K
🔧

Plumbing Services

-28%
$126 – $325
vs nat'l avg: $313

Electrical Work

-29%
$143 – $357
vs nat'l avg: $350
🍳

Kitchen Remodel

-30%
$11K – $32K
vs nat'l avg: $30K
🚿

Bathroom Remodel

-11%
$5K – $16K
vs nat'l avg: $12K
🎨

House Painting

-13%
$2K – $7K
vs nat'l avg: $5K
🪵

Flooring Installation

-24%
$1K – $3K
vs nat'l avg: $3K
🌿

Landscaping

-17%
$1K – $4K
vs nat'l avg: $3K
🏗️

Fence Installation

-18%
$1K – $4K
vs nat'l avg: $4K
🪟

Window Replacement

-5%
$3K – $11K
vs nat'l avg: $8K
☀️

Solar Panel Installation

+2%
$15K – $36K
vs nat'l avg: $25K
🚿

Water Heater Replacement

-18%
$653 – $3K
vs nat'l avg: $2K
🏡

Deck Building

-14%
$4K – $17K
vs nat'l avg: $13K
🏊

Pool Installation

-23%
$19K – $61K
vs nat'l avg: $53K
🌳

Tree Removal

-10%
$362 – $2K
vs nat'l avg: $1K
🚪

Garage Door Repair

-11%
$134 – $536
vs nat'l avg: $375

💼 Business Startup Costs in Kenosha

Full startup cost breakdowns — from lease deposits to working capital

🍽️

Start a Restaurant

-22%
$136K – $584K
vs nat'l avg: $463K

Start a Coffee Shop

-2%
$78K – $293K
vs nat'l avg: $190K
🚚

Start a Food Truck

+5%
$53K – $210K
vs nat'l avg: $125K
💪

Start a Gym

-7%
$47K – $466K
vs nat'l avg: $275K
👶

Start a Daycare

-9%
$9K – $91K
vs nat'l avg: $55K
💇

Start a Hair Salon

+5%
$65K – $526K
vs nat'l avg: $281K
🧺

Start a Laundromat

-8%
$183K – $458K
vs nat'l avg: $350K
🍞

Start a Bakery

-9%
$9K – $182K
vs nat'l avg: $105K
🍺

Start a Bar

+9%
$120K – $925K
vs nat'l avg: $480K
🧹

Start a Cleaning Business

-4%
$2K – $29K
vs nat'l avg: $16K
🏠

Start an Airbnb

+6%
$5K – $53K
vs nat'l avg: $28K
🚛

Start a Trucking Business

-13%
$26K – $217K
vs nat'l avg: $140K

📊 Cost of Living in Kenosha

Monthly expenses for housing, food, transportation, and everyday necessities

🛡️ Insurance in Kenosha

Annual and monthly premium estimates for major insurance categories

🚘

Car Insurance

-9%
$1K – $3K
vs nat'l avg: $2KDetails →
🏡

Home Insurance

-3%
$967 – $3K
vs nat'l avg: $2KDetails →
🏥

Health Insurance

+10%
$438 – $876
vs nat'l avg: $600Details →
💼

Business Insurance

+2%
$512 – $3K
vs nat'l avg: $2KDetails →
🛡️

Life Insurance

-20%
$16 – $63
vs nat'l avg: $50
🏠

Renters Insurance

-11%
$13 – $36
vs nat'l avg: $28
🐾

Pet Insurance

-9%
$18 – $81
vs nat'l avg: $55
🦷

Dental Insurance

-29%
$11 – $43
vs nat'l avg: $38
🏍️

Motorcycle Insurance

+7%
$215 – $967
vs nat'l avg: $550

💰 Salaries & Jobs in Kenosha

Annual compensation by experience level, role, and specialization

💻

Software Developer Salary

-21%
$86,383/yr
vs nat'l avg: $110K/yrDetails →
👩‍⚕️

Registered Nurse Salary

-11%
$66,911/yr
vs nat'l avg: $75K/yrDetails →
📚

Teacher Salary

+5%
$57,486/yr
vs nat'l avg: $55K/yrDetails →
🔌

Electrician Salary

-9%
$56,753/yr
vs nat'l avg: $63K/yr
🔧

Plumber Salary

-20%
$48,153/yr
vs nat'l avg: $60K/yr
🧮

Accountant Salary

-3%
$69,141/yr
vs nat'l avg: $72K/yr
🏥

Physical Therapist Salary

-13%
$73,695/yr
vs nat'l avg: $85K/yr
👮

Police Officer Salary

+1%
$64,437/yr
vs nat'l avg: $64K/yr
🦷

Dentist Salary

-26%
$133,696/yr
vs nat'l avg: $180K/yr
🏘️

Real Estate Agent Salary

+1%
$78,372/yr
vs nat'l avg: $78K/yr

How Much Income Do You Need in Kenosha?

✅ Best For

  • Young professionals starting out
  • Families seeking work-life balance
  • Small business founders
  • First-time homebuyers

⚠️ Not Ideal For

  • Those seeking big-city nightlife
  • Workers in niche industries with few local employers
💬 Expert Tip

Talk to current residents about hidden costs. The sticker savings are real — just factor in any commute or lifestyle adjustments. Local subreddits and Facebook groups are goldmines for this intel.

How Does Kenosha Compare?

Pick a nearby city and see the full cost comparison across all 62 topics.

CostOfCity Value Index

D
Kenosha Value Score: 37/100
Below Average
Affordability Ratio
2.09x
Stretched
Savings Potential
26%
of median income
Value Score
19/100
income-adjusted
Growth Risk
32/100
Stable costs

The CostOfCity Value Index combines cost-of-living data with median income, savings potential, and cost growth trends to produce a single score. Higher = better value for your money. Updated quarterly.

📦

Free Relocation Blueprint

Your complete moving budget for Kenosha, WI

Monthly Budget
$2,460
Moving Costs
$2,000 – $4,500
Deposits Est.
$2,965
Cost Index
92
Median Income
$71K
Population
99K

Get a personalized PDF with first-month costs, 12-month cash projection, neighborhood tips, and a moving checklist — tailored to your household size and origin city.

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Frequently Asked Questions About Kenosha

Is Kenosha a good place to start a business?

Kenosha's business environment is shaped by WI's regulatory framework and local commercial real estate costs. Below-average operating costs give businesses more runway to reach profitability. Check our business startup cost data for specific figures.

How does Kenosha compare to other cities in WI?

Within Wisconsin, Kenosha has a cost index of 92. Nearby options include Racine and Milwaukee, which offer useful comparison points.

What are the most expensive cost categories in Kenosha?

Like most US cities, housing is the single largest expense in Kenosha, typically accounting for 30-40% of household budgets. Insurance and home services tend to be the next most variable categories, influenced by midwestern climate conditions and state regulations.

Explore Kenosha in Depth

🏠 Living Alone
Solo budget breakdown for Kenosha
💰 Salary Needed
Minimum salary to live in Kenosha
📊 Can I Afford It?
Budget check for Kenosha
📋 Monthly Budget
Full monthly breakdown
🗺️ Wisconsin Overview
Compare all cities in Wisconsin

Nearby Cities to Compare

Compare Kenosha Costs Nationally

See how Kenosha ranks on major household and life expenses against 300+ US cities — cheapest to most expensive.

View all 18 cost categories →

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