Kenosha vs Rockford: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

WI
Kenosha
92
Cost Index
Pop: 99KIncome: $71K
VS
8% diff
IL
Rockford
84
Cost Index
Pop: 148KIncome: $55K
Salary Comparison Calculator
Asalary inequals…
To keep the same standard of living in Rockford, IL, you'd need
$91,304
That's $-8,696 (-9%) less than Kenosha.
Based on cost-of-living indices (Kenosha 92 vs Rockford 84; 100 = US average).
More Affordable
Rockford
Kenosha Wins
18/62
Rockford Wins
44/62
Monthly Cost Advantage
Rockford saves ~$810/mo
recurring costs only, ~$9,720/yr

The Kenosha vs Rockford debate comes down to more than just price tags. While Rockford offers lower costs across most categories (8% cheaper overall), Kenosha brings advantages in job market depth and earning potential. We've analyzed cost data across every category in our database to give you the complete picture — including who actually benefits from each city's strengths.

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Direct Answer

Which Is Cheaper: Kenosha or Rockford?

Rockford is the more affordable choice between Kenosha and Rockford, with an 8% lower overall cost index. Rockford has the recurring monthly cost edge at roughly $810/mo, while Kenosha has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$810/mo

Rockford is ahead on recurring modeled costs, or about $9,720/yr.

Category wins
18-44

Kenosha wins 18 total categories; Rockford wins 44. Salary categories are judged by higher pay.

Income gap
$16K

ACS median household income differs by about $16,487 between the two cities.

Rent gap
$201/mo

ACS median gross rent is separated by about $201/mo.

Overall Cost of Living Comparison

CategoryKenoshaRockfordDifference
OverallB+ATie
HousingAA+Tie
FoodB+ATie
HealthcareB+ATie
TransportationB+ATie
UtilitiesBATie

Rent, Food, and Utility Differences

🏠

Housing

88
Kenosha
Rockford saves 7%
82
Rockford

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

89
Kenosha
Kenosha saves 7%
95
Rockford

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

91
Kenosha
Even
91
Rockford

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

91
Kenosha
Rockford saves 2%
89
Rockford

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

101
Kenosha
Rockford saves 18%
83
Rockford

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

98
Kenosha
Rockford saves 21%
77
Rockford

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementRockford saves $192
Kenosha
$7,795
Rockford
$7,603
Start a RestaurantRockford saves $27,866
Kenosha
$359,941
Rockford
$332,075
Cost of LivingRockford saves $335
Kenosha
$3,638
Rockford
$3,303
Rent PricesRockford saves $201
Kenosha
$1,186
Rockford
$985
Car InsuranceRockford saves $181
Kenosha
$1,905
Rockford
$1,724
Software Developer Salary (higher = better)Rockford pays $20,300 more
Kenosha
$86,383
Rockford
$106,683

Cost of Living

Kenosha: 0Rockford: 7
CategoryKenoshaRockfordDiffWinner
Cost of Living$3,638$3,3039%Rockford (lower cost)
Rent Prices$1,186$98517%Rockford (lower cost)
Grocery Costs$482$36824%Rockford (lower cost)
Utility Costs$287$23219%Rockford (lower cost)
Transportation Costs$414$4120%Rockford (lower cost)
Childcare Costs$1,582$1,5651%Rockford (lower cost)
Gym Membership$55$4224%Rockford (lower cost)

Home Services

Kenosha: 5Rockford: 12
CategoryKenoshaRockfordDiffWinner
Roof Replacement$7,795$7,6032%Rockford (lower cost)
HVAC Installation$8,254$7,12014%Rockford (lower cost)
Plumbing Services$226$20211%Rockford (lower cost)
Electrical Work$250$31120%Kenosha (lower cost)
Kitchen Remodel$21,108$27,58423%Kenosha (lower cost)
Bathroom Remodel$10,707$7,99425%Rockford (lower cost)
House Painting$4,363$4,0567%Rockford (lower cost)
Flooring Installation$2,267$2,0569%Rockford (lower cost)
Landscaping$2,700$2,8907%Kenosha (lower cost)
Fence Installation$2,980$2,56114%Rockford (lower cost)
Window Replacement$7,343$7,6514%Kenosha (lower cost)
Solar Panel Installation$25,588$16,94434%Rockford (lower cost)
Water Heater Replacement$1,756$2,02013%Kenosha (lower cost)
Deck Building$10,697$8,80718%Rockford (lower cost)
Pool Installation$40,268$38,5754%Rockford (lower cost)
Tree Removal$1,085$1,0731%Rockford (lower cost)
Garage Door Repair$335$29512%Rockford (lower cost)

Business Startup Costs

Kenosha: 3Rockford: 9
CategoryKenoshaRockfordDiffWinner
Start a Restaurant$359,941$332,0758%Rockford (lower cost)
Start a Coffee Shop$185,640$146,41421%Rockford (lower cost)
Start a Food Truck$131,450$102,43222%Rockford (lower cost)
Start a Gym$256,424$193,84824%Rockford (lower cost)
Start a Daycare$50,169$33,45733%Rockford (lower cost)
Start a Hair Salon$295,711$271,6438%Rockford (lower cost)
Start a Laundromat$320,513$381,85016%Kenosha (lower cost)
Start a Bakery$95,771$87,1989%Rockford (lower cost)
Start a Bar$522,313$442,94415%Rockford (lower cost)
Start a Cleaning Business$15,349$16,6148%Kenosha (lower cost)
Start an Airbnb$29,082$28,5252%Rockford (lower cost)
Start a Trucking Business$121,450$128,2065%Kenosha (lower cost)

Insurance

Kenosha: 3Rockford: 6
CategoryKenoshaRockfordDiffWinner
Car Insurance$1,905$1,72410%Rockford (lower cost)
Home Insurance$2,176$1,84415%Rockford (lower cost)
Health Insurance$657$50423%Rockford (lower cost)
Business Insurance$1,792$1,8071%Kenosha (lower cost)
Life Insurance$40$4817%Kenosha (lower cost)
Renters Insurance$25$2212%Rockford (lower cost)
Pet Insurance$50$492%Rockford (lower cost)
Dental Insurance$27$3010%Kenosha (lower cost)
Motorcycle Insurance$591$35839%Rockford (lower cost)

Salaries & Jobs

Kenosha: 6Rockford: 4
CategoryKenoshaRockfordDiffWinner
Software Developer Salary$86,383/yr$106,683/yr19%Rockford (higher pay)
Registered Nurse Salary$66,911/yr$72,398/yr8%Rockford (higher pay)
Teacher Salary$57,486/yr$41,479/yr28%Kenosha (higher pay)
Electrician Salary$56,753/yr$43,694/yr23%Kenosha (higher pay)
Plumber Salary$48,153/yr$36,666/yr24%Kenosha (higher pay)
Accountant Salary$69,141/yr$68,265/yr1%Kenosha (higher pay)
Physical Therapist Salary$73,695/yr$79,156/yr7%Rockford (higher pay)
Police Officer Salary$64,437/yr$45,149/yr30%Kenosha (higher pay)
Dentist Salary$133,696/yr$176,580/yr24%Rockford (higher pay)
Real Estate Agent Salary$78,372/yr$56,575/yr28%Kenosha (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Rockford

If your salary doesn't depend on location, Rockford's 8% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Rockford

Both cities are moderately priced, but Rockford's lower costs help you build savings earlier in your career when compound growth matters most.

👨‍👩‍👧‍👦

Family with Kids

Rockford

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Rockford's 8% advantage compounds across every budget category.

🏪

Small Business Owner

Rockford

Lower operating costs in Rockford mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Rockford

On a fixed income, every percentage point matters. Rockford's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Rockford is 8% more affordable overall

Rockford has the lower overall cost index and wins 40 non-salary cost categories.Kenosha has the stronger salary edge across 6 salary categories, so wages are shown separately from affordability.

Kenosha
92
Rockford
84

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Kenosha and Rockford.
  2. Do not mix salary and affordability: use Kenosha for pay leverage and Rockford for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Kenosha, WI
Pop: 99K | Index: 92
View all costs →
Rockford, IL
Pop: 148K | Index: 84
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $52K (Kenosha) vs $40K (Rockford).

Is Kenosha or Rockford more affordable in 2026?

Rockford is 8% more affordable than Kenosha overall. Rockford wins 44 out of 62 cost categories. However, Kenosha may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Kenosha to Rockford?

If your income stays the same or comparable, moving from Kenosha to Rockford gives you 8% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Kenosha and Rockford?

Housing is typically the biggest cost difference between these cities. Kenosha (index: 92) and Rockford (index: 84) differ by 8% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Kenosha ACS median rent: $1,186/moRockford ACS median rent: $985/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

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