Cranston vs Martha's Vineyard: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

RI
Cranston
106
Cost Index
Pop: 83KIncome: $90K
VS
89% diff
MA
Martha's Vineyard
195
Cost Index
Pop: 21KIncome: $126K
Salary Comparison Calculator
Asalary inequals…
To keep the same standard of living in Martha's Vineyard, MA, you'd need
$183,962
That's +$83,962 (+84%) more than Cranston.
Based on cost-of-living indices (Cranston 106 vs Martha's Vineyard 195; 100 = US average).
More Affordable
Cranston
Cranston Wins
51/62
Martha's Vineyard Wins
11/62
Monthly Cost Advantage
Cranston saves ~$4,750/mo
recurring costs only, ~$57,000/yr

Should you live in Cranston or Martha's Vineyard? The cost data below will help you answer that question with confidence. Cranston wins on overall affordability — 89% cheaper across the board — but the category-by-category breakdown reveals a more interesting story. Some expenses are dramatically different between these two markets; others are almost identical.

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Direct Answer

Which Is Cheaper: Cranston or Martha's Vineyard?

Cranston is the more affordable choice between Cranston and Martha's Vineyard, with an 89% lower overall cost index. Cranston has the recurring monthly cost edge at roughly $4,750/mo, while Martha's Vineyard has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$4,750/mo

Cranston is ahead on recurring modeled costs, or about $57,000/yr.

Category wins
51-11

Cranston wins 51 total categories; Martha's Vineyard wins 11. Salary categories are judged by higher pay.

Income gap
$36K

ACS median household income differs by about $35,580 between the two cities.

Rent gap
$98/mo

ACS median gross rent is separated by about $98/mo.

Overall Cost of Living Comparison

CategoryCranstonMartha's VineyardDifference
OverallC+FCranston +44pts
HousingC+FCranston +82pts
FoodBFCranston +41pts
HealthcareBFCranston +35pts
TransportationBFCranston +44pts
UtilitiesC+FCranston +33pts

Rent, Food, and Utility Differences

🏠

Housing

117
Cranston
Cranston saves 99%
233
Martha's Vineyard

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

93
Cranston
Cranston saves 51%
140
Martha's Vineyard

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

95
Cranston
Cranston saves 65%
157
Martha's Vineyard

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

109
Cranston
Cranston saves 38%
150
Martha's Vineyard

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

106
Cranston
Cranston saves 19%
126
Martha's Vineyard

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

113
Cranston
Cranston saves 79%
202
Martha's Vineyard

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementCranston saves $10,175
Cranston
$9,272
Martha's Vineyard
$19,447
Start a RestaurantCranston saves $550,722
Cranston
$455,563
Martha's Vineyard
$1,006,285
Cost of LivingCranston saves $1,398
Cranston
$4,063
Martha's Vineyard
$5,461
Rent PricesMartha's Vineyard saves $98
Cranston
$1,375
Martha's Vineyard
$1,277
Car InsuranceCranston saves $1,225
Cranston
$2,053
Martha's Vineyard
$3,278
Software Developer Salary (higher = better)Martha's Vineyard pays $73,601 more
Cranston
$145,492
Martha's Vineyard
$219,093

Cost of Living

Cranston: 6Martha's Vineyard: 1
CategoryCranstonMartha's VineyardDiffWinner
Cost of Living$4,063$5,46126%Cranston (lower cost)
Rent Prices$1,375$1,2777%Martha's Vineyard (lower cost)
Grocery Costs$461$76640%Cranston (lower cost)
Utility Costs$285$37724%Cranston (lower cost)
Transportation Costs$432$80546%Cranston (lower cost)
Childcare Costs$1,332$3,58163%Cranston (lower cost)
Gym Membership$71$11538%Cranston (lower cost)

Home Services

Cranston: 17Martha's Vineyard: 0
CategoryCranstonMartha's VineyardDiffWinner
Roof Replacement$9,272$19,44752%Cranston (lower cost)
HVAC Installation$7,940$14,59746%Cranston (lower cost)
Plumbing Services$335$61445%Cranston (lower cost)
Electrical Work$443$72839%Cranston (lower cost)
Kitchen Remodel$39,167$68,76843%Cranston (lower cost)
Bathroom Remodel$13,136$27,39852%Cranston (lower cost)
House Painting$5,096$9,78448%Cranston (lower cost)
Flooring Installation$3,293$5,64042%Cranston (lower cost)
Landscaping$3,576$6,67646%Cranston (lower cost)
Fence Installation$3,663$7,20549%Cranston (lower cost)
Window Replacement$10,740$17,52139%Cranston (lower cost)
Solar Panel Installation$29,407$55,91947%Cranston (lower cost)
Water Heater Replacement$2,085$5,04759%Cranston (lower cost)
Deck Building$12,800$27,03853%Cranston (lower cost)
Pool Installation$62,462$118,69047%Cranston (lower cost)
Tree Removal$1,287$2,31744%Cranston (lower cost)
Garage Door Repair$347$81357%Cranston (lower cost)

Business Startup Costs

Cranston: 12Martha's Vineyard: 0
CategoryCranstonMartha's VineyardDiffWinner
Start a Restaurant$455,563$1,006,28555%Cranston (lower cost)
Start a Coffee Shop$202,996$386,03347%Cranston (lower cost)
Start a Food Truck$163,632$242,40732%Cranston (lower cost)
Start a Gym$360,828$623,01342%Cranston (lower cost)
Start a Daycare$44,589$104,45957%Cranston (lower cost)
Start a Hair Salon$306,796$633,58552%Cranston (lower cost)
Start a Laundromat$338,975$723,62553%Cranston (lower cost)
Start a Bakery$128,263$228,37544%Cranston (lower cost)
Start a Bar$429,936$1,058,64059%Cranston (lower cost)
Start a Cleaning Business$18,315$28,58436%Cranston (lower cost)
Start an Airbnb$34,423$49,54931%Cranston (lower cost)
Start a Trucking Business$178,816$266,52533%Cranston (lower cost)

Insurance

Cranston: 9Martha's Vineyard: 0
CategoryCranstonMartha's VineyardDiffWinner
Car Insurance$2,053$3,27837%Cranston (lower cost)
Home Insurance$2,323$3,62236%Cranston (lower cost)
Health Insurance$640$94732%Cranston (lower cost)
Business Insurance$1,561$3,01348%Cranston (lower cost)
Life Insurance$49$7837%Cranston (lower cost)
Renters Insurance$24$5456%Cranston (lower cost)
Pet Insurance$67$10234%Cranston (lower cost)
Dental Insurance$40$6337%Cranston (lower cost)
Motorcycle Insurance$728$97325%Cranston (lower cost)

Salaries & Jobs

Cranston: 0Martha's Vineyard: 10
CategoryCranstonMartha's VineyardDiffWinner
Software Developer Salary$145,492/yr$219,093/yr34%Martha's Vineyard (higher pay)
Registered Nurse Salary$93,953/yr$124,238/yr24%Martha's Vineyard (higher pay)
Teacher Salary$60,107/yr$99,605/yr40%Martha's Vineyard (higher pay)
Electrician Salary$62,057/yr$112,797/yr45%Martha's Vineyard (higher pay)
Plumber Salary$67,434/yr$107,476/yr37%Martha's Vineyard (higher pay)
Accountant Salary$68,265/yr$127,503/yr46%Martha's Vineyard (higher pay)
Physical Therapist Salary$99,301/yr$151,916/yr35%Martha's Vineyard (higher pay)
Police Officer Salary$61,691/yr$113,665/yr46%Martha's Vineyard (higher pay)
Dentist Salary$183,960/yr$329,940/yr44%Martha's Vineyard (higher pay)
Real Estate Agent Salary$100,479/yr$150,893/yr33%Martha's Vineyard (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Cranston

If your salary doesn't depend on location, Cranston's 89% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Martha's Vineyard

Martha's Vineyard's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

👨‍👩‍👧‍👦

Family with Kids

Cranston

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Cranston's 89% advantage compounds across every budget category.

🏪

Small Business Owner

Cranston

Lower operating costs in Cranston mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Cranston

On a fixed income, every percentage point matters. Cranston's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Cranston is 89% more affordable overall

Cranston has the lower overall cost index and wins 51 non-salary cost categories.Martha's Vineyard has the stronger salary edge across 10 salary categories, so wages are shown separately from affordability.

Cranston
106
Martha's Vineyard
195

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Cranston and Martha's Vineyard.
  2. Do not mix salary and affordability: use Martha's Vineyard for pay leverage and Cranston for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Cranston, RI
Pop: 83K | Index: 106
View all costs →
Martha's Vineyard, MA
Pop: 21K | Index: 195
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

How do housing costs compare between Cranston and Martha's Vineyard?

Housing is typically the biggest cost difference between these cities. Cranston (index: 106) and Martha's Vineyard (index: 195) differ by 89% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Cranston is the clear winner. The 89% cost advantage means more of your paycheck goes to savings or discretionary spending. Martha's Vineyard makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Cranston vs Martha's Vineyard?

Cranston's cost of living index is 106; Martha's Vineyard's is 195. A score of 100 represents the national average. Cranston is above average; Martha's Vineyard is above average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Martha's Vineyard's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $62K (Cranston) vs $63K (Martha's Vineyard).

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Cranston ACS median rent: $1,375/moMartha's Vineyard ACS median rent: $1,277/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

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