CostOfCity

Racine vs Kenosha: Full Cost Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

WI
Racine
86
Cost Index
Pop: 78KIncome: $42K
VS
6% diff
WI
Kenosha
92
Cost Index
Pop: 100KIncome: $52K
More Affordable
Racine
Racine Wins
24/38
Kenosha Wins
14/38
Topics
38

Choosing between Racine and Kenosha? You're not alone — it's one of the most common relocation comparisons in the US. The numbers tell a clear story: Racine comes in 6% more affordable overall, with a cost index of 86 compared to Kenosha's 92. But raw numbers only tell part of the story. This comparison breaks down exactly where each city saves you money — and where it costs more.

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Key Cost Comparisons

Roof ReplacementRacine saves $54
Racine
$7,741
Kenosha
$7,795
Start a RestaurantKenosha saves $124,297
Racine
$484,238
Kenosha
$359,941
Cost of LivingKenosha saves $465
Racine
$3,865
Kenosha
$3,400
Rent PricesRacine saves $548
Racine
$1,270
Kenosha
$1,818
Car InsuranceKenosha saves $330
Racine
$2,235
Kenosha
$1,905
Software Developer Salary (higher = better)Racine pays $13,679 more
Racine
$100,062
Kenosha
$86,383

Cost of Living

Racine: 3Kenosha: 2
CategoryRacineKenoshaDiffWinner
Cost of Living$3,865$3,40012%Kenosha (lower cost)
Rent Prices$1,270$1,81830%Racine (lower cost)
Grocery Costs$291$48240%Racine (lower cost)
Utility Costs$231$28720%Racine (lower cost)
Transportation Costs$415$4140%Kenosha (lower cost)

Home Services

Racine: 5Kenosha: 5
CategoryRacineKenoshaDiffWinner
Roof Replacement$7,741$7,7951%Racine (lower cost)
HVAC Installation$4,939$8,25440%Racine (lower cost)
Plumbing Services$301$22625%Kenosha (lower cost)
Electrical Work$331$25024%Kenosha (lower cost)
Kitchen Remodel$27,347$21,10823%Kenosha (lower cost)
Bathroom Remodel$8,636$10,70719%Racine (lower cost)
House Painting$4,229$4,3633%Racine (lower cost)
Flooring Installation$2,048$2,26710%Racine (lower cost)
Landscaping$2,940$2,7008%Kenosha (lower cost)
Fence Installation$3,207$2,9807%Kenosha (lower cost)

Business Startup Costs

Racine: 7Kenosha: 3
CategoryRacineKenoshaDiffWinner
Start a Restaurant$484,238$359,94126%Kenosha (lower cost)
Start a Coffee Shop$160,911$185,64013%Racine (lower cost)
Start a Food Truck$116,944$131,45011%Racine (lower cost)
Start a Gym$201,603$256,42421%Racine (lower cost)
Start a Daycare$54,654$50,1698%Kenosha (lower cost)
Start a Hair Salon$238,513$295,71119%Racine (lower cost)
Start a Laundromat$319,550$320,5130%Racine (lower cost)
Start a Bakery$69,673$95,77127%Racine (lower cost)
Start a Bar$457,536$522,31312%Racine (lower cost)
Start a Cleaning Business$17,026$15,34910%Kenosha (lower cost)

Insurance

Racine: 3Kenosha: 1
CategoryRacineKenoshaDiffWinner
Car Insurance$2,235$1,90515%Kenosha (lower cost)
Home Insurance$1,899$2,17613%Racine (lower cost)
Health Insurance$654$6570%Racine (lower cost)
Business Insurance$1,299$1,79228%Racine (lower cost)

Salaries & Jobs

Racine: 2Kenosha: 3
CategoryRacineKenoshaDiffWinner
Software Developer Salary$100,062/yr$86,383/yr14%Racine (higher pay)
Registered Nurse Salary$49,065/yr$66,911/yr27%Kenosha (higher pay)
Teacher Salary$54,442/yr$57,486/yr5%Kenosha (higher pay)
Electrician Salary$62,525/yr$56,753/yr9%Racine (higher pay)
Plumber Salary$48,144/yr$48,153/yr0%Kenosha (higher pay)

Who Benefits From Each City?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Racine

If your salary doesn't depend on location, Racine's 6% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Racine

Both cities are moderately priced, but Racine's lower costs help you build savings earlier in your career when compound growth matters most.

👨‍👩‍👧‍👦

Family with Kids

Racine

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Racine's 6% advantage compounds across every budget category.

🏪

Small Business Owner

Racine

Lower operating costs in Racine mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Racine

On a fixed income, every percentage point matters. Racine's lower healthcare, housing, and everyday costs help retirement savings last longer.

The Verdict

Racine is 6% more affordable overall

Racine wins 24 out of 38 cost categories.Kenosha has higher costs but wins 14 categories.

Racine
86
Kenosha
92

Explore Each City

Racine, WI
Pop: 78K | Index: 86
View all costs →
Kenosha, WI
Pop: 100K | Index: 92
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $42K (Racine) vs $52K (Kenosha).

Is Racine or Kenosha more affordable in 2026?

Racine is 6% more affordable than Kenosha overall. Racine wins 24 out of 38 cost categories. However, Kenosha may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Kenosha to Racine?

If your income stays the same or comparable, moving from Kenosha to Racine gives you 6% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Racine and Kenosha?

Housing is typically the biggest cost difference between these cities. Racine (index: 86) and Kenosha (index: 92) differ by 6% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

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