Sedona vs Albuquerque: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

AZ
Sedona
140
Cost Index
Pop: 10KIncome: $74K
VS
47% diff
NM
Albuquerque
93
Cost Index
Pop: 562KIncome: $68K
More Affordable
Albuquerque
Sedona Wins
10/62
Albuquerque Wins
52/62
Monthly Cost Advantage
Albuquerque saves ~$3,496/mo
recurring costs only, ~$41,952/yr

The Sedona vs Albuquerque debate comes down to more than just price tags. While Albuquerque offers lower costs across most categories (47% cheaper overall), Sedona brings advantages in job market depth and earning potential. We've analyzed cost data across every category in our database to give you the complete picture โ€” including who actually benefits from each city's strengths.

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Direct Answer

Albuquerque is the more affordable choice between Sedona and Albuquerque, with a 47% lower overall cost index. Albuquerque has the recurring monthly cost edge at roughly $3,496/mo, while Sedona has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$3,496/mo

Albuquerque is ahead on recurring modeled costs, or about $41,952/yr.

Category wins
10-52

Sedona wins 10 total categories; Albuquerque wins 52. Salary categories are judged by higher pay.

Income gap
$5K

ACS median household income differs by about $5,421 between the two cities.

Rent gap
$303/mo

ACS median gross rent is separated by about $303/mo.

Overall Cost of Living Comparison

CategorySedonaAlbuquerqueDifference
OverallDB+Albuquerque +20pts
HousingFAAlbuquerque +28pts
FoodDBAlbuquerque +17pts
HealthcareCBAlbuquerque +12pts
TransportationDB+Albuquerque +15pts
UtilitiesDBAlbuquerque +14pts

Rent, Food, and Utility Differences

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Housing

161
Sedona
Albuquerque saves 45%
88
Albuquerque

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

126
Sedona
Albuquerque saves 29%
90
Albuquerque

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

116
Sedona
Albuquerque saves 14%
100
Albuquerque

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

123
Sedona
Albuquerque saves 20%
98
Albuquerque

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

112
Sedona
Albuquerque saves 10%
101
Albuquerque

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

154
Sedona
Albuquerque saves 44%
87
Albuquerque

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementAlbuquerque saves $4,297
Sedona
$13,202
Albuquerque
$8,905
Start a RestaurantAlbuquerque saves $341,440
Sedona
$669,931
Albuquerque
$328,491
Cost of LivingAlbuquerque saves $1,094
Sedona
$4,708
Albuquerque
$3,614
Rent PricesAlbuquerque saves $303
Sedona
$1,448
Albuquerque
$1,145
Car InsuranceAlbuquerque saves $967
Sedona
$2,865
Albuquerque
$1,898
Software Developer Salary (higher = better)Sedona pays $58,497 more
Sedona
$175,697
Albuquerque
$117,200

Cost of Living

Sedona: 0Albuquerque: 7
CategorySedonaAlbuquerqueDiffWinner
Cost of Living$4,708$3,61423%Albuquerque (lower cost)
Rent Prices$1,448$1,14521%Albuquerque (lower cost)
Grocery Costs$495$42015%Albuquerque (lower cost)
Utility Costs$296$20531%Albuquerque (lower cost)
Transportation Costs$585$32245%Albuquerque (lower cost)
Childcare Costs$2,619$1,18155%Albuquerque (lower cost)
Gym Membership$87$4845%Albuquerque (lower cost)

Home Services

Sedona: 0Albuquerque: 17
CategorySedonaAlbuquerqueDiffWinner
Roof Replacement$13,202$8,90533%Albuquerque (lower cost)
HVAC Installation$10,768$6,23042%Albuquerque (lower cost)
Plumbing Services$545$27749%Albuquerque (lower cost)
Electrical Work$444$39511%Albuquerque (lower cost)
Kitchen Remodel$54,683$31,23543%Albuquerque (lower cost)
Bathroom Remodel$17,343$10,89237%Albuquerque (lower cost)
House Painting$7,342$4,89433%Albuquerque (lower cost)
Flooring Installation$4,512$2,58643%Albuquerque (lower cost)
Landscaping$4,487$2,82337%Albuquerque (lower cost)
Fence Installation$4,787$2,97538%Albuquerque (lower cost)
Window Replacement$10,391$6,96233%Albuquerque (lower cost)
Solar Panel Installation$36,569$26,53227%Albuquerque (lower cost)
Water Heater Replacement$2,999$1,94235%Albuquerque (lower cost)
Deck Building$19,494$10,41347%Albuquerque (lower cost)
Pool Installation$81,913$40,17651%Albuquerque (lower cost)
Tree Removal$1,694$1,22728%Albuquerque (lower cost)
Garage Door Repair$477$33031%Albuquerque (lower cost)

Business Startup Costs

Sedona: 0Albuquerque: 12
CategorySedonaAlbuquerqueDiffWinner
Start a Restaurant$669,931$328,49151%Albuquerque (lower cost)
Start a Coffee Shop$273,600$152,08644%Albuquerque (lower cost)
Start a Food Truck$200,532$98,89451%Albuquerque (lower cost)
Start a Gym$427,763$272,88336%Albuquerque (lower cost)
Start a Daycare$80,080$58,78727%Albuquerque (lower cost)
Start a Hair Salon$414,756$209,94949%Albuquerque (lower cost)
Start a Laundromat$471,275$278,60041%Albuquerque (lower cost)
Start a Bakery$159,206$80,00050%Albuquerque (lower cost)
Start a Bar$778,800$393,64849%Albuquerque (lower cost)
Start a Cleaning Business$17,373$17,2910%Albuquerque (lower cost)
Start an Airbnb$44,764$22,40650%Albuquerque (lower cost)
Start a Trucking Business$221,025$98,73655%Albuquerque (lower cost)

Insurance

Sedona: 0Albuquerque: 9
CategorySedonaAlbuquerqueDiffWinner
Car Insurance$2,865$1,89834%Albuquerque (lower cost)
Home Insurance$2,851$2,00530%Albuquerque (lower cost)
Health Insurance$536$46014%Albuquerque (lower cost)
Business Insurance$1,762$1,6079%Albuquerque (lower cost)
Life Insurance$73$5327%Albuquerque (lower cost)
Renters Insurance$34$2818%Albuquerque (lower cost)
Pet Insurance$67$3745%Albuquerque (lower cost)
Dental Insurance$44$2739%Albuquerque (lower cost)
Motorcycle Insurance$794$57328%Albuquerque (lower cost)

Salaries & Jobs

Sedona: 10Albuquerque: 0
CategorySedonaAlbuquerqueDiffWinner
Software Developer Salary$175,697/yr$117,200/yr33%Sedona (higher pay)
Registered Nurse Salary$96,338/yr$73,733/yr23%Sedona (higher pay)
Teacher Salary$68,242/yr$50,644/yr26%Sedona (higher pay)
Electrician Salary$92,157/yr$69,841/yr24%Sedona (higher pay)
Plumber Salary$78,960/yr$59,607/yr25%Sedona (higher pay)
Accountant Salary$93,683/yr$72,412/yr23%Sedona (higher pay)
Physical Therapist Salary$136,191/yr$78,434/yr42%Sedona (higher pay)
Police Officer Salary$94,234/yr$67,723/yr28%Sedona (higher pay)
Dentist Salary$262,170/yr$177,930/yr32%Sedona (higher pay)
Real Estate Agent Salary$110,438/yr$88,428/yr20%Sedona (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Albuquerque

If your salary doesn't depend on location, Albuquerque's 47% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Sedona

Sedona's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

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Family with Kids

โ†’ Albuquerque

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Albuquerque's 47% advantage compounds across every budget category.

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Small Business Owner

โ†’ Albuquerque

Lower operating costs in Albuquerque mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Albuquerque

On a fixed income, every percentage point matters. Albuquerque's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Albuquerque is 47% more affordable overall

Albuquerque has the lower overall cost index and wins 52 non-salary cost categories.Sedona has the stronger salary edge across 10 salary categories, so wages are shown separately from affordability.

Sedona
140
Albuquerque
93

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Sedona and Albuquerque.
  2. Do not mix salary and affordability: use Sedona for pay leverage and Albuquerque for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Sedona, AZ
Pop: 10K | Index: 140
View all costs โ†’
Albuquerque, NM
Pop: 562K | Index: 93
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Should I move from Sedona to Albuquerque?

If your income stays the same or comparable, moving from Sedona to Albuquerque gives you 47% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Sedona and Albuquerque?

Housing is typically the biggest cost difference between these cities. Sedona (index: 140) and Albuquerque (index: 93) differ by 47% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Is Sedona or Albuquerque more affordable in 2026?

Albuquerque is 47% more affordable than Sedona overall. Albuquerque wins 52 out of 62 cost categories. However, Sedona may offer higher salaries in certain industries that can offset higher living costs.

What is the cost of living index for Sedona vs Albuquerque?

Sedona's cost of living index is 140; Albuquerque's is 93. A score of 100 represents the national average. Sedona is above average; Albuquerque is below average. These figures are derived from BLS and Census data.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Sedona ACS median rent: $1,448/moAlbuquerque ACS median rent: $1,145/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsSedona costs โ†’Albuquerque costs โ†’