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Healthcare Cost in Tulsa, OK

By Sarah Chen ยท Reviewed by James Okafor ยท Updated May 2026
ANNUAL AVG
$5,564
MONTHLY
$464
VS NATIONAL
-14%
COST INDEX
84

Direct Answer

Healthcare Cost in Tulsa, OK averages approximately $5,564/year ($464/month) โ€” 14% below the US national average of $6,440. Typical range: $3,617โ€“$8,068 depending on household and provider.

Healthcare Cost Range in Tulsa

Budget-Conscious
$3,617/yr
~$301/mo ยท 35% below average
Typical
$5,564/yr
~$464/mo ยท what most households spend
Premium
$8,068/yr
~$672/mo ยท 45% above average

How Tulsa Compares

Tulsa's healthcare cost runs $876 less per year than the US national average. With a cost-of-living index of 84, Tulsa is positioned among the more affordable US markets, with healthcare cost pricing well below national averages.

Healthcare Cost in Top US Cities (Annual)

CityCost IndexAnnual Avgvs. National
Tulsa, OK This page84$5,564-14%
New York, NY187$11,202+74%
Los Angeles, CA166$10,053+56%
Chicago, IL107$6,823+6%
Houston, TX96$6,221-3%
Phoenix, AZ103$6,604+3%
View all 300+ cities ranked by healthcare cost โ†’

How to Save on Healthcare Cost in Tulsa

1

Shop providers annually โ€” healthcare cost pricing in Tulsa varies meaningfully between vendors; getting 3 quotes typically saves 10-25%.

2

Consider neighboring zip codes โ€” even within OK, healthcare cost can vary substantially by area.

3

Time purchases strategically โ€” off-peak periods see lower demand and better pricing for healthcare cost.

4

Bundle services where possible โ€” many providers in Tulsa discount combined services 10-20%.

5

Use city-specific assistance programs โ€” Tulsa and OK may offer income-based reductions for healthcare cost; check with local consumer-affairs offices.

Other Costs in Tulsa

See how other major expenses look in Tulsa, OK.

See the full Tulsa cost-of-living profile โ†’

Tulsa Healthcare Cost โ€” FAQ

What is the average healthcare cost in Tulsa, OK?

The average healthcare cost in Tulsa, OK is approximately $5,564 per year ($464/month), based on a cost-of-living index of 84 applied to the national baseline of $6,440.

Is healthcare cost expensive in Tulsa?

No โ€” healthcare cost in Tulsa runs about 14% below the US national average, helped by a city-wide cost index of 84. The annual cost is roughly $876 less than the national figure.

How much does healthcare cost cost per month in Tulsa?

Monthly healthcare cost in Tulsa averages about $464. Households typically see $301โ€“$672 per month depending on size, provider choice, and lifestyle.

What drives healthcare cost differences between cities?

Healthcare Cost pricing tracks local labor markets, commercial real-estate costs, and regulatory environments. Cities with higher overall cost-of-living indices (like 84 for Tulsa) systematically see higher service prices. Local competition, climate, and demand-supply balance also play significant roles.