Salary Needed to Live in Modesto as a Single
A single adult living independently needs approximately $20,229/year to live comfortably in Modesto, CA — including 10% savings.
Comfortable Salary
$20,229
with 10% savings
Bare Minimum
$17,458
no savings buffer
Monthly Expenses
$1,062
2% below national avg
Detailed Monthly Budget for a Single in Modesto
| Expense | Modesto | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $103 | $113 | -9% |
| 🛒 Groceries | $23 | $17 | +35% |
| ⚡ Utilities | $11 | $14 | -21% |
| 🚗 Transportation | $22 | $26 | -15% |
| 🛡️ Car Insurance | $176 | $215 | -18% |
| 🏥 Health Insurance | $43 | $54 | -20% |
| Internet | $69 | $65 | +6% |
| Phone | $90 | $85 | +6% |
| Dining & Social | $318 | $300 | +6% |
| Entertainment | $127 | $120 | +6% |
| Personal Care | $80 | $75 | +7% |
| Total Monthly | $1,062 | $1,084 | -2% |
How We Calculated the Salary
Monthly expenses:$1,062
Target savings (10%):$137/mo
Monthly after-tax needed:$1,199
Effective tax rate:27%
Gross annual salary needed:$20,229
Other Household Types in Modesto
Related Pages
FAQ
What salary does a single person need in Modesto?
A single person needs approximately $20,229/year ($1,686/month gross) to live comfortably in Modesto with a 10% savings rate.
How much is rent for a single person in Modesto?
A studio/1br in Modesto costs approximately $103/month, which is the largest single expense at 10% of the total budget.
Is Modesto affordable for a single person?
Modesto is roughly average for single person costs, requiring a salary close to the national median.