Cost of Living in Oregon (OR)
Compare costs across 5 Oregon cities. From home services to salaries, see how OR stacks up against the national average.
Is Oregon Affordable?
Oregon's average cost index is 117, which is above the national baseline of 100. Medford is the most affordable tracked city in OR at index 102, while Bend is the most expensive at index 135.
The gap between the cheapest and most expensive tracked cities is 33 index points, so state-level averages should be used as a map, not a final budget.
What Drives the Statewide Cost Picture?
Oregon is above the national cost baseline across tracked cities.
Medford has a cost index of 102.
Bend has a cost index of 135.
Average median household income across 5 tracked OR cities.
Cheapest and Most Expensive Cities in Oregon
Oregon State Taxes (2026)
Headline tax rates that affect your real take-home pay and total cost of living in Oregon.
State Planning Checklist
- Start with Medford if the priority is lowest recurring cost inside Oregon.
- Compare Bend against salary and tax advantages before assuming the higher-cost city is worse.
- Use city pages for rent, salary, insurance, and local service costs before making a relocation decision.
Cost by Category Across Oregon
Business Startup Costs
Legal Services
Compare Cities Within Oregon
Explore Other States
Popular Oregon cost & affordability searches
- → Cost of living in Portland, OR
- → Cost of living in Eugene, OR
- → Cost of living in Bend, OR
- → Cost of living in Medford, OR
- → Cost of living in Corvallis, OR
- → Average rent in Portland, OR
- → Average rent in Eugene, OR
- → Average rent in Bend, OR
- → Salary needed to live in Portland
- → Salary needed to live in Eugene
- → Salary needed to live in Bend
Frequently Asked Questions: Oregon Cost of Living
What is the cost of living in Oregon?
Oregon's average cost-of-living index is 117, which is 17% above the U.S. baseline of 100. Across 5 tracked cities, costs span from index 102 in Medford to 135 in Bend.
What is the cheapest city to live in Oregon?
Medford is the most affordable tracked city in Oregon, with a cost index of 102 — roughly 2% above the national average.
What is the most expensive city in Oregon?
Bend is the most expensive tracked city in Oregon, at a cost index of 135. The gap between Medford and Bend is 33 index points, so always budget at the city level.
What is the average household income in Oregon?
The average median household income across 5 tracked Oregon cities is about $55,570 per year.
Does Oregon have a state income tax?
Yes. Oregon levies a progressive state income tax at 4.75-9.9%, which affects your real take-home pay.
How much is sales tax in Oregon?
The combined sales tax in Oregon averages 0% — 0% at the state level plus 0% in average local tax.