Cost of Living in Oklahoma (OK)
Compare costs across 2 Oklahoma cities. From home services to salaries, see how OK stacks up against the national average.
2
Cities
86
Avg Cost Index
$50K
Avg Income
Direct Answer
Oklahoma's average cost index is 86, which is below the national baseline of 100. Tulsa is the most affordable tracked city in OK at index 84, while Oklahoma City is the most expensive at index 87.
The gap between the cheapest and most expensive tracked cities is 3 index points, so state-level averages should be used as a map, not a final budget.
State cost overviewBLS, Census, HUD inputsLast verified May 2026
Oklahoma Highlights: Most affordable city: Tulsa (index 84). Most expensive: Oklahoma City (index 87). The gap between cheapest and most expensive is 3 index points.
What Drives the Statewide Cost Picture?
Average index
86/100
Oklahoma is below the national cost baseline across tracked cities.
Cheapest city
Tulsa
Tulsa has a cost index of 84.
Most expensive
Oklahoma City
Oklahoma City has a cost index of 87.
Income average
$50K
Average median household income across 2 tracked OK cities.
Cheapest and Most Expensive Cities in Oklahoma
| City | Population | Cost Index | Median Income | Tier |
|---|---|---|---|---|
| Oklahoma City | 681K | 87 | $54K | large |
| Tulsa | 413K | 84 | $47K | mid |
Oklahoma State Taxes (2026)
Headline tax rates that affect your real take-home pay and total cost of living in Oklahoma.
State Income Tax
0.25-4.75%
progressive system
Combined Sales Tax
8.99%
4.5% state + 4.49% avg local
Property Tax (Effective)
0.89%
~$2,670/yr on a $300K home
Income tax: Oklahoma uses a progressive income tax at 0.25-4.75%. No state estate tax. Estimate your take-home pay
State Planning Checklist
- Start with Tulsa if the priority is lowest recurring cost inside Oklahoma.
- Compare Oklahoma City against salary and tax advantages before assuming the higher-cost city is worse.
- Use city pages for rent, salary, insurance, and local service costs before making a relocation decision.